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Now in PlasmaPay, you can buy ETH, DAI, and USDC directly from your online bank account! Go Dashboard > Top Up > Buy with online banking. Available for the UK and European top banks. #openbanking #plasmapay #plasma http://plasmapay.com

Now in PlasmaPay, you can buy ETH, DAI, and USDC directly from your online bank account! Go Dashboard > Top Up > Buy with online banking. Available for the UK and European top banks. #openbanking #plasmapay #plasma http://plasmapay.com submitted by PlasmaPay to u/PlasmaPay [link] [comments]

Bitcoin Betting in the UK Is Getting More Popular. Convenience and anonymity fall into the top bracket of reasons to use them. Crypto allows players to make deposits online without sharing any banking details.

submitted by EducationalLadder to CryptoCurrencyTrading [link] [comments]

Bitcoin Newcomers FAQ - Please read!

Welcome to the /Bitcoin Sticky FAQ

You've probably been hearing a lot about Bitcoin recently and are wondering what's the big deal? Most of your questions should be answered by the resources below but if you have additional questions feel free to ask them in the comments.
It all started with the release of Satoshi Nakamoto's whitepaper however that will probably go over the head of most readers so we recommend the following articles/books/videos as a good starting point for understanding how bitcoin works and a little about its long term potential:
Some other great resources include Michael Saylor's "Bitcoin for Everybody"' course, Jameson Lopp's resource page, Gigi's resource page, and James D'Angelo's Bitcoin 101 Blackboard series. Some excellent writing on Bitcoin's value proposition and future can be found at the Satoshi Nakamoto Institute.
If you are technically or academically inclined check out developer resources and peer-reviewed research papers, course lectures from both MIT and Princeton as well as future protocol improvements and scaling resources. Some Bitcoin statistics can be found here, here and here. MicroStrategy's Bitcoin for Corporations is an excellent open source series on corporate legal and financial bitcoin integration.
You can also see the number of times Bitcoin was declared dead by the media (LOL) and what you could have earned if you didn't listen to them! XD

Key properties of Bitcoin

Where can I buy bitcoin?

Bitcoin.org and BuyBitcoinWorldwide.com are helpful sites for beginners. You can buy or sell any amount of bitcoin (even just a few dollars worth) and there are several easy methods to purchase bitcoin with cash, credit card or bank transfer. Some of the more popular resources are below, also check out the bitcoinity exchange resources for a larger list of options for purchases.
You can also purchase in cash with local ATMs. If you would like your paycheck automatically converted to bitcoin use Bitwage.
Note: Bitcoin are valued at whatever market price people are willing to pay for them in balancing act of supply vs demand. Unlike traditional markets, bitcoin markets operate 24 hours per day, 365 days per year.

Securing your bitcoin

With bitcoin you can "Be your own bank" and personally secure your bitcoin OR you can use third party companies aka "Bitcoin banks" which will hold the bitcoin for you.
Note: For increased security, use Two Factor Authentication (2FA) everywhere it is offered, including email!
2FA requires a second confirmation code or a physical security key to access your account making it much harder for thieves to gain access. Google Authenticator and Authy are the two most popular 2FA services, download links are below. Make sure you create backups of your 2FA codes.
Avoid using your cell number for 2FA. Hackers have been using a technique called "SIM swapping" to impersonate users and steal bitcoin off exchanges.
Google Auth Authy OTP Auth andOTP
Android Android N/A Android
iOS iOS iOS N/A
Physical security keys (FIDO U2F) offer stronger security than Google Auth / Authy and other TOTP-based apps, because the secret code never leaves the device and it uses bi-directional authentication so it prevents phishing. If you lose the device though, you could lose access to your account, so always use 2 or more security keys with a given account so you have backups. See Yubikey or Titan to purchase security keys.
Both Coinbase and Gemini support physical security keys.

Watch out for scams

As mentioned above, Bitcoin is decentralized, which by definition means there is no official website or Twitter handle or spokesperson or CEO. However, all money attracts thieves. This combination unfortunately results in scammers running official sounding names or pretending to be an authority on YouTube or social media. Many scammers throughout the years have claimed to be the inventor of Bitcoin. Websites like bitcoin(dot)com and the r / btc subreddit are active scams. Almost all altcoins (shitcoins) are marketed heavily with big promises but are really just designed to separate you from your bitcoin. So be careful: any resource, including all linked in this document, may in the future turn evil. As they say in our community, "Don't trust, verify".

Common Bitcoin Myths

Often the same concerns arise about Bitcoin from newcomers. Questions such as:
All of these questions have been answered many times by a variety of people. Here are some resources where you can see if your concern has been answered:

Where can I spend bitcoin?

Check out spendabit or bitcoin directory for millions of merchant options. Also you can spend bitcoin anywhere visa is accepted with bitcoin debit cards such as the CashApp card or Fold card. Some other useful site are listed below.
Store Product
Bitrefill, Gyft Gift cards for thousands of retailers worldwide including Amazon, Target, Walmart, Starbucks, Whole Foods, CVS, Lowes, Home Depot, iTunes, Best Buy, Sears, Kohls, eBay, GameStop, etc.
Spendabit, Overstock and The Bitcoin Directory Retail shopping with millions of results
NewEgg and Dell For all your electronics needs
Piixpay, Bitbill.eu, Bylls, Coins.ph, LivingRoomofSatoshi, Coinsfer, and more Bill payment
Menufy and Takeaway Takeout delivered to your door
Expedia, Cheapair, Destinia, Abitsky, SkyTours, the Travel category on Gyft and 9flats For when you need to get away
Cryptostorm, Mullvad, and PIA VPN services
Namecheap, Porkbun Domain name registration
Stampnik Discounted USPS Priority, Express, First-Class mail postage
Coinmap and AirBitz are helpful to find local businesses accepting bitcoin. A good resource for UK residents is at wheretospendbitcoins.co.uk.
There are also lots of charities which accept bitcoin donations.

Merchant Resources

There are several benefits to accepting bitcoin as a payment option if you are a merchant;
If you are interested in accepting bitcoin as a payment method, there are several options available;

Can I mine bitcoin?

Mining bitcoin can be a fun learning experience, but be aware that you will most likely operate at a loss. Newcomers are often advised to stay away from mining unless they are only interested in it as a hobby similar to folding at home. If you want to learn more about mining you can read the mining FAQ. Still have mining questions? The crew at /BitcoinMining would be happy to help you out.
If you want to contribute to the bitcoin network by hosting the blockchain and propagating transactions you can run a full node. You can view the global node distribution for a visual representation of the node network.

Earning bitcoin

Just like any other form of money, you can also earn bitcoin by being paid to do a job.
Site Description
WorkingForBitcoins, Bitwage, Cryptogrind, Coinality, Bitgigs, /Jobs4Bitcoins, BitforTip, Rein Project Freelancing
Lolli Earn bitcoin when you shop online!
OpenBazaar, Purse.io, Bitify, /Bitmarket Marketplaces
/GirlsGoneBitcoin NSFW Adult services
A-ads, Coinzilla.io Advertising
You can also earn bitcoin by participating as a market maker on JoinMarket by allowing users to perform CoinJoin transactions with your bitcoin for a small fee (requires you to already have some bitcoin).

Bitcoin-Related Projects

The following is a short list of ongoing projects that might be worth taking a look at if you are interested in current development in the bitcoin space.
Project Description
Lightning Network Second layer scaling
Liquid, Rootstock and Drivechain Sidechains
Hivemind Prediction markets
Tierion and Factom Records & Titles on the blockchain
BitMarkets, DropZone, Beaver and Open Bazaar Decentralized markets
JoinMarket and Wasabi Wallet CoinJoin implementation
Decentralized exhanges Decentralized bitcoin exchanges
Keybase Identity & Reputation management
Abra Global P2P money transmitter network
Bitcore Open source Bitcoin javascript library

Bitcoin Units

One Bitcoin is quite large (hundreds of £/$/€) so people often deal in smaller units. The most common subunits are listed below:
Unit Symbol Value Info
bitcoin BTC 1 bitcoin one bitcoin is equal to 100 million satoshis
millibitcoin mBTC 1,000 per bitcoin used as default unit in recent Electrum wallet releases
bit bit 1,000,000 per bitcoin colloquial "slang" term for microbitcoin (μBTC)
satoshi sat 100,000,000 per bitcoin smallest unit in bitcoin, named after the inventor
For example, assuming an arbitrary exchange rate of $10000 for one Bitcoin, a $10 meal would equal:
For more information check out the Bitcoin units wiki.
Still have questions? Feel free to ask in the comments below or stick around for our weekly Mentor Monday thread. If you decide to post a question in /Bitcoin, please use the search bar to see if it has been answered before, and remember to follow the community rules outlined on the sidebar to receive a better response. The mods are busy helping manage our community so please do not message them unless you notice problems with the functionality of the subreddit.
Note: This is a community created FAQ. If you notice anything missing from the FAQ or that requires clarification you can edit it here and it will be included in the next revision pending approval.
Welcome to the Bitcoin community and the new decentralized economy!
submitted by BitcoinFan7 to Bitcoin [link] [comments]

All the Detrimental Effects of Lockdowns Divided by Section In One Megapost.

In this thread I'll be compiling all the detrimental effects that our response to COVID19 have caused. Mind you, no matter what the headlines of many of these articles try to claim, SARS-COV2 is a respiratory virus that causes respiratory symptoms. It cannot cause any of these other things. Let's begin.

Mental health:

1 in 5 adults developed mental disorders - https://www.thehindubusinessline.com/news/science/1-in-5-adults-developed-pandemic-related-mental-disorders-analysis/article33417333.ece
1 in 4 young adults suicidal - https://thehill.com/changing-america/well-being/mental-health/527380-75-percent-of-young-adults-mentally-struggling-with
Effects of isolation on elderly - (1) https://pubmed.ncbi.nlm.nih.gov/25697700/
(2) https://www.nytimes.com/2020/10/30/us/nursing-homes-isolation-virus.html
(3) https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5847278/
(4) https://trib.com/opinion/columns/crocher-rather-death-by-covid-than-death-by-loneliness/article_ca571a33-8e97-5c4e-b285-20d73b011aa2.html
(5) https://ewn.co.za/2020/10/01/elderly-hardest-hit-by-covid-19-as-lockdown-loneliness-impacts-mental-health
(6) https://www.abc.net.au/news/2020-09-16/covid-19-isolation-sees-some-aged-care-residents-giving-up/12655642
(7) https://www.glasgowtimes.co.uk/news/18590724.sedation-manage-lockdown-distress-may-led-dementia-deaths/
Effects of isolation on the future health of children - https://jamanetwork.com/journals/jamapediatrics/fullarticle/205331
https://www.unicef.org.uk/wp-content/uploads/2020/04/Unicef-UK-Children-In-Lockdown-Coronavirus-Impacts-Snapshot.pdf
Young people in HK struggling with mental illness - https://www.msn.com/en-xl/news/othealarming-rise-in-hong-kong-young-people-struggling-with-mental-health-issues-amid-covid-19-pandemic-experts-warn/ar-BB1a7CSq
Mental illness in children rising due to lockdowns - https://newschannel20.com/news/local/hospitals-see-high-rates-of-mental-illness-in-children-during-pandemic
Half of young adults showing signs of depression - https://fee.org/articles/harvard-researchers-nearly-half-of-young-adults-showing-signs-of-depression-amid-pandemic/
The mental health of students - https://www.bbc.co.uk/news/education-55105044
https://www.clickondetroit.com/health/good-health/2020/11/18/studies-reveal-alarming-trends-of-anxiety-depression-among-young-adults-during-covid-19-pandemic/
Suicidal thoughts greater in those under restrictions and unchanged in those without any - https://www.sciencedirect.com/science/article/pii/S0165178120323477
Prevalence of depression before and after in the US - https://jamanetwork.com/journals/jamanetworkopen/fullarticle/2770146
Cases of depression in the US have tripled - https://www.medicalnewstoday.com/articles/us-cases-of-depression-have-tripled-during-the-covid-19-pandemic
Quote from Robert Redfield: "*But there has been another cost that we’ve seen, particularly in high schools. We’re seeing, sadly, far greater suicides now than we are deaths from COVID. We’re seeing far greater deaths from drug overdose that are above excess that we had as background than we are seeing the deaths from COVID."* - https://www.buckinstitute.org/covid-webinar-series-transcript-robert-redfield-md/
Washington Department of Health says depression will increase massively - https://www.doh.wa.gov/Portals/1/Documents/1600/coronavirus/BHG-COVID19StatewideSummaryForecastofBHImpacts-July2020Update.pdf
US Census shows 48% of Wa adults have depression - https://www.census.gov/data/tables/2020/demo/hhp/hhp15.html#tables
Lockdowns pose great threat to mental health - https://www.theguardian.com/society/2020/dec/27/covid-poses-greatest-threat-to-mental-health-since-second-world-war
https://archive.vn/mAuWS

Suicides:

https://abc7news.com/suicide-covid-19-coronavirus-rates-during-pandemic-death-by/6201962/
https://www.ctvnews.ca/health/coronavirus/dealing-with-a-lot-suicide-crisis-calls-mount-during-covid-19-pandemic-1.5215056
Suicides among black people spiked during lockdowns - https://www.baltimoresun.com/health/bs-hs-black-suicides-pandemic-20201216-2g46em2d2nd5vjwlu7q2uq5x6y-story.html
Suicides up sharply in Toronto - https://www.theglobeandmail.com/canada/toronto/article-suicides-on-the-ttc-have-risen-sharply-over-the-last-eight-months/
Projected increase in suicides in Canada - https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7236718/
Trends in suicide during the pandemic - https://www.bmj.com/content/371/bmj.m4352
Canadians in quarantine twice as likely to have suicidal thoughts - https://www.cbc.ca/news/canada/british-columbia/quarantine-mental-health-1.5809865
Military suicides up 20% - https://www.latimes.com/world-nation/story/2020-09-27/military-suicides-increase-covid-19-pandemic
Suicides up among children - https://dfw.cbslocal.com/2020/09/24/cook-childrens-alarming-rise-suicide-patients/
Male suicides up - https://www.theguardian.com/society/2020/sep/01/male-suicide-rate-england-wales-covid-19

Economy and Poverty:

8 million Americans pushed into poverty - https://www.washingtonpost.com/business/2020/12/16/poverty-rising/
A year of lockdowns has destroyed a decade of progress - https://www.cbc.ca/news/politics/covid-19-development-progress-reversed-1.5849383
10k Canadian restaurants gone forever - https://www.narcity.com/en-ca/eat-drink/canadian-restaurant-closures-reach-10000-in-2020-the-job-loss-numbers-are-shocking
Black and Latino tnenats more affected by evictions - https://www.politico.com/news/2020/12/15/the-most-lopsided-economic-event-imaginable-wave-of-evictions-threatens-black-latino-tenants-445387
Economic importance of in-person school - https://www.nber.org/papers/w28200
The 8 month lockdown in Buenos Aires forced more people into poverty - https://archive.vn/MoaOx
150 million people forced into extreme poverty - https://www.worldbank.org/en/news/press-release/2020/10/07/covid-19-to-add-as-many-as-150-million-extreme-poor-by-2021
Lockdowns driving NYC homelessness up - https://newyork.cbslocal.com/2020/12/09/covid-pandemic-driving-homelessness-in-nyc-to-record-levels-advocates-say/
Economic well-being of millenials at risk - https://www150.statcan.gc.ca/n1/daily-quotidien/201210/dq201210b-eng.htm
10k US restaurants forced to close - https://www.cnn.com/2020/12/08/business/restaurant-closures-coronavirus/index.html
Economic toll on young Americans - https://www.theguardian.com/world/2020/dec/09/coronavirus-young-economy-unemployment-mental-health
2 million UK families pushed into poverty - https://www.theguardian.com/society/2020/dec/09/covid-driven-recession-likely-to-push-2m-uk-families-into-poverty
India's economic recover slower for women - https://www.livemint.com/news/india/india-s-post-covid-recovery-in-employment-has-not-been-equal-for-men-and-women-11605509801472.html
NYC bankruptcies surge 40% - https://www.cnbc.com/2020/09/29/new-york-bankruptcies-reportedly-surge-40percent-during-pandemic.html
National lockdowns pushing up to 100 million people into poverty - https://www.economist.com/international/2020/09/26/the-pandemic-is-plunging-millions-back-into-extreme-poverty?fsrc=scn/tw/te/bl/ed/fromplaguetopenurythepandemicisplungingmillionsbackintoextremepovertyinternational&__twitter_impression=true
Statement from German Minister of Finance - https://www.handelsblatt.com/politik/deutschland/coronakrise-entwicklungsminister-mueller-an-den-folgen-der-lockdowns-werden-weit-mehr-menschen-sterben-als-am-virus/26209144.html
European small businesses closing - https://www.bloomberg.com/news/articles/2020-10-22/half-of-europe-s-smaller-businesses-risk-bankruptcy-within-year?sref=RJ2RlMrh
Lockdowns and lack of tourism may increase poverty in Africa - https://www.telegraph.co.uk/travel/safaris-and-wildlife/africa-crisis-loss-tourism-threatens-widespread-poverty-extinctions/
Nearly half of South Africa's small businesses closed thanks to lockdowns - https://businesstech.co.za/news/business/455100/lockdown-forced-nearly-half-of-small-businesses-in-south-africa-to-close-study/
New Zealand's success story pushed 70k children into poverty - https://www.tvnz.co.nz/one-news/new-zealand/covid-19-deals-big-blow-reducing-child-poverty-in-nz
90% of New Zealanders who lost their jobs were women - https://www.theguardian.com/world/2020/sep/25/new-zealand-is-in-a-shecession-so-where-is-the-much-needed-she-covery
Thousands of Aucklanders turn to food banks - https://www.rnz.co.nz/news/national/423952/thousands-of-aucklanders-turning-to-food-banks
Fewer children are being born - https://www.usatoday.com/story/news/nation/2020/12/16/covid-19-baby-bust-coronavirus-pandemic-lead-birth-decline/6507974002/

Hunger and Starvation:

https://www.nbcnews.com/news/us-news/food-banks-sound-alarm-child-hunger-covid-crisis-drags-n1252368
https://www.thenewsminute.com/article/mid-day-meals-stopped-after-lockdown-karnataka-child-malnutrition-sees-spike-140043
UNICEF for the first time having to feed UK children - https://www.bbc.com/news/uk-england-devon-55348047
168k child hunger deaths predicted in Africa - https://apnews.com/article/africa-hunger-study-coronavirus-children-0e2a17d63163d8558d203b2824a844fe
https://www.researchsquare.com/article/rs-123716/v1
82% increase in food insecurity - https://www.wfp.org/news/world-food-programme-assist-largest-number-hungry-people-ever-coronavirus-devastates-poor
https://insight.wfp.org/world-must-step-up-not-back-to-avoid-coronavirus-induced-hunger-pandemic-a745944bc9e9
https://www.nytimes.com/interactive/2020/10/20/nyregion/nyc-food-banks.html
Oxfam on increased hunger deaths - https://www.oxfam.org/en/research/hunger-virus-how-covid-19-fuelling-hunger-hungry-world?cid=aff_affwd_donate_id78888&awc=5991_1602271444_d1341487f388f59fb9852d0a4261b6e3
More Americans are shoplifting food - https://archive.is/tWWWp
2 million Filipino families starving because of lockdowns - https://manilastandard.net/mobile/article/341687
UN says famine and lockdown fallout in 2021 will be catastrophic - https://www.news.com.au/lifestyle/health/health-problems/un-warns-that-2021-could-be-catastrophic-due-to-covid19-fallout-and-famine/news-story/af6ad98c72e1e6c14456df51dd3a2171
https://www.aljazeera.com/news/2020/12/3/covid-19-fallout-for-decades-to-come-un-chief
130 million additional people will have food insecurity - https://news.un.org/en/story/2020/09/1072712
https://www.nbcnews.com/news/world/u-n-warns-hunger-pandemic-amid-threats-coronavirus-economic-downturn-n1189326
10k additional children a month could die of hunger - https://in.mobile.reuters.com/article/amp/idUSKBN26Z1VR
https://abcnews.go.com/US/coronavirus-updates-hunger-due-covid-19-killing-10000/story?id=72025029
6k children a die die thanks to lockdown hunger - https://pcpj.org/2020/10/11/6000-children-die-of-hunger-caused-by-corona-every-day/
Almost 1.2 million babies could die because of lockdowns - https://www.marketwatch.com/story/almost-12-million-babies-could-die-during-the-pandemic-but-not-from-the-coronavirus-2020-07-02
Hunger crisis to affect up to 132 million people in sub-Saharan Africa because of lockdowns - https://www.nature.com/articles/d41586-020-02281-w?sf236625656=1

Other Effects on Children:

Poor students suffering in online classes - https://www.bloomberg.com/news/articles/2020-12-21/affluent-families-ditch-public-schools-widening-u-s-inequality
Lockdowns fuel child labor - https://www.theeastafrican.co.ke/tea/rest-of-africa/lockdown-fuels-child-labour-in-zimbabwe-3230912
https://news.trust.org/item/20200820135640-yl2ii/?utm_campaign=trending&utm_medium=trendingWebWidget&utm_source=detailPage&utm_content=link4
FGM up in Africa - https://www.globalcitizen.org/en/content/covid-19-school-closures-end-fgm-in-kenya/
Child marriage up - https://apnews.com/article/international-news-business-coronavirus-pandemic-sierra-leone-united-nations-9a9ab4f71adc1c6f7d435b744411fb90?utm_campaign=SocialFlow&utm_source=Twitter&utm_medium=AP
School closures are bad - https://www.preprints.org/manuscript/202012.0199/v1
Negatives of school closures more than benefits - https://www.unicef.org/media/86881/file/Averting-a-lost-covid-generation-world-childrens-day-data-and-advocacy-brief-2020.pdf
Teen pregnance in Kenya up - https://www.theguardian.com/global-development/2020/dec/24/sex-for-sanitary-pads-how-kenyas-lockdown-led-to-a-rise-in-teenage-pregnancy
Negative impacts of lockdowns on children - https://www.unicef.org.uk/wp-content/uploads/2020/04/Unicef-UK-Children-In-Lockdown-Coronavirus-Impacts-Snapshot.pdf
Sharp rise of eating disorders in children - https://www.bbc.co.uk/news/health-55468632

Substance Abuse:

OD deaths at highest point in 12 month period - https://www.cdc.gov/media/releases/2020/p1218-overdose-deaths-covid-19.html
Canadian OD deaths - (1) https://edmonton.ctvnews.ca/mobile/alberta-sets-record-904-opioid-deaths-to-date-in-2020-cites-covid-19-as-factor-1.5238113
(2) https://www.princegeorgecitizen.com/overdose-deaths-reach-1-386-in-b-c-1.24245322
(3) https://www.cbc.ca/news/canada/manitoba/opioid-cases-increase-first-half-of-2020-1.5697199
(4) https://globalnews.ca/news/7482310/overdose-deaths-saskatchewan/
US ODs rising - https://www.cnn.com/2020/12/18/us/cdc-pandemic-fatal-drug-overdoses-rise/index.html
More people are using drugs - https://www.wsj.com/articles/more-people-are-taking-drugs-for-anxiety-and-insomnia-and-doctors-are-worried-11590411600
Fentanyl ODs up 60% - https://www.gpb.org/news/2020/09/14/fentanyl-related-overdose-deaths-increase-more-60-march
Every week of lockdowns increases binge drinking - https://www.sciencedaily.com/releases/2020/12/201207091306.htm

Domestic/Sexual Abuse:

US lockdowns trigger surge in domestic abuse - https://www.webmd.com/lung/news/20200410/us-lockdowns-trigger-surge-in-domestic-violence
Child abuse up in Uganda because of lockdowns - https://onlinelibrary.wiley.com/doi/full/10.1111/jpc.15289
Child abuse up - https://www.wcvb.com/article/health-experts-note-pandemics-possible-impacts-on-child-abuse/34932582
School closures inhibit child abuse reports - https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7441889/
Domestic violence up - https://www.king5.com/article/news/community/incidents-of-domestic-violence-are-skyrocketing-during-covid/281-c8d650b6-b568-437b-948c-861768e92a57
Male domestic abuse up - https://www.bbc.co.uk/news/uk-england-54237409
Abuse more severe during lockdowns - https://www.stcatharinesstandard.ca/ts/news/canada/2020/11/25/canada-wide-survey-of-womens-shelters-shows-abuse-more-severe-during-pandemic.html
Child sexual abuse underreported during lockdowns - https://www.bbc.co.uk/news/uk-54169197
https://abcnews.go.com/US/child-abuse-risk-remains-concern-amid-continued-covid/story?id=74749711
Childline reports surge - https://www.irishtimes.com/news/social-affairs/childline-reports-surge-in-contacts-during-very-difficult-year-1.4444773?mode=amp

Undiagnosed Diseases:

Cancer diagnoses down - (1) https://www.cancernetwork.com/view/delay-in-cancer-screening-and-diagnosis-during-the-covid-19-pandemic-what-is-the-cost
(2) https://www.ajmc.com/view/lung-cancer-screenings-drop-biopsy-rates-rise-during-covid-19
(3) https://www.onclive.com/view/covid-19-drives-decreases-in-cancer-screening-diagnoses-and-treatments
(4) https://www.journalofclinicalpathways.com/news/cancer-screenings-diagnosis-and-treatments-decreased-during-covid-19-pandemic
(5) https://news.sky.com/story/coronavirus-one-million-breast-screenings-missed-because-of-pandemic-12085578
(6) https://pursuit.unimelb.edu.au/articles/is-a-delayed-cancer-diagnosis-a-consequence-of-covid-19
(7) https://jamanetwork.com/journals/jamanetworkopen/fullarticle/2768946
(8) https://www.iknl.nl/covid-19
Cancer deaths up during lockdown - (1) https://www.thelancet.com/journals/lanonc/article/PIIS1470-2045(20)30388-0/fulltext
(2) https://www.google.com/amp/s/news.cuanschutz.edu/cancer-centeincrease-in-cancer-deaths-predicted-due-to-covid-19-pandemic%3fhs_amp=true
(3) https://bmjopen.bmj.com/content/10/11/e043828
(4) https://www.ajmc.com/view/covid-19-delays-in-breast-cancer-surgery-could-mean-more-deaths-over-next-decade
(5) https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7462880/
(6) 35k excess cancer deaths thanks to lockdowns - https://archive.is/ZKmaj
Portion of excess deaths due to lockdowns - (1) https://www.nytimes.com/interactive/2020/12/13/us/deaths-covid-other-causes.html?action=click&module=Top%20Stories&pgtype=Homepage
(2) https://www.medicalnewstoday.com/articles/1-in-3-excess-deaths-in-the-us-not-directly-caused-by-covid-19
Malaria deaths to be higher in Africa - https://www.reuters.com/article/us-health-malaria-who-idUSKBN28A009?taid=5fc44675585f620001e51792&utm_campaign=trueAnthem:+Trending+Content&utm_medium=trueAnthem&utm_source=twitter
Disruption of other health and services - https://www.ifs.org.uk/publications/15160
In Austria more people apparently died from undiagnosed cardiac effects - https://academic.oup.com/eurheartj/article/41/19/1852/5820829
Excess cardiac deaths - https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7293523/
Heart attack diagnoses down - https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7151384/
33% drop in heart attack patients, 58% drop in stroke patients - https://news.harvard.edu/gazette/story/2020/05/dramatic-drops-in-er-visits-likely-led-to-uncounted-deaths/
Stress related heart problems up thanks to the stress of lockdowns - https://jamanetwork.com/journals/jamanetworkopen/fullarticle/2768093
15k extra Alzheimer deaths not related to COVID - https://www.wsj.com/articles/coronavirus-pandemic-led-to-surge-in-alzheimers-deaths-11593345601
People dying because of lockdowns - https://www.heart.org/en/news/2020/07/10/more-people-are-dying-during-the-pandemic-and-not-just-from-covid-19
Lockdowns and supply chain disruptions threaten to erase progress made in fighting HIV, TB and Malaria - https://www.nytimes.com/2020/06/24/world/coronavirus-updates.html?action=click&module=Spotlight&pgtype=Homepage#link-752c4fe7
I think we can now see why lockdowns were not considered in any pandemic response protocol. They are destructive, immoral and terrible. And as shown multiple times, they are also ineffective.
The lockdowns of 2020 should go down in history as one of modern society's greatest mistakes, to be a lesson on how NOT to create public policy and should never be repeated ever again in the future. It's a story not of human ingenuity or innovation, but of regression into medieval tactics, using what can only be described as modern day Rain Dances. It's a story of terrible pain and horror that won't end because our pride won't allow us to admit that this was a mistake, an act of hubris on a worldwide scale. These restrictions are a testament to human arrogance.
Happy New Years.
submitted by JustHereToNotBeFined to LockdownSkepticism [link] [comments]

The case for the TPP

Background:

The Trans-Pacific Partnership was a proposed trade agreement between Australia, Brunei, Canada, Chile, Japan, Malaysia, Mexico, New Zealand, Peru, Singapore, Vietnam, and the United States, with Colombia, Taiwan, The Philippines, South Korea, Thailand, Indonesia, and Sri Lanka being potential members. It was drafted on the 5th of October 2015 and officially signed on the 4th of February 2016
However, on 23rd of January 2017, US President Donald Trump signed a presidential memorandum to withdraw the United States' signature from the agreement, making its ratification as it was in February 2016 virtually impossible

Limiting China

-If ratified, the TPP would have strengthened American influence on future rules for the global economy. President Obama has argued "if we don't pass this agreement—if America doesn't write those rules—then countries like China will" and it did four years later
-I think that any person should look at China in its current state and say, "yeah, that's messed up."
-The way that the TPP would do this is by importing and relying less on Chinese made goods and instead favoring goods from TPP countries, which would hurt the Chinese economy
-The US and other members of the TPP could then force China to stop with the ongoing Uighur genocide and force it to liberalize its government in exchange for inducting China into the TPP
-This may seem like a pipedream, but even if the TPP is unsuccessful in doing this, I still believe we should import less from genocidal regimes
-Best thing is, even though the TPP didn’t come into effect, it still forced Chinese leaders to consider domestic economic reforms seriously
-However, with America's exit from the TPP, Asian countries are now more dependent on China's economy.

General economic benefits

-In economics, when there is a tariff on an import, it results in a deadweight loss. which hurts the average consumer
-The TPP gets rid of around 18,000 tariffs, which would result in lower prices on goods for your average American, which would result in more money in the hands of working-class citizens
-TheWorld Bank and the USITC both conclude that the TPP will increase U.S welfare while having marginal effects on overall employment and wages.
-Although there has been one study from Tufts University that found adverse effects on the economies of all nations in the TPP, the study has been scrutinized for its flawed methodology.

Increased Labor Standards

-The TPP obliges members to adopt and maintain laws and practices governing “acceptable conditions of work” in three areas: minimum wages, hours of work, and occupational safety and health regulations (Article 19.3.2)
-This is in addition to the ILO Declaration which means the International Labour Organization(ILO) Declaration on Fundamental Principles and Rights at Work and its Follow-up (1998), which include:
  1. Freedom of association and the right to collective bargaining
  2. Elimination of all forms of forced or compulsory labor
  3. Effective abolition of child labor
  4. Elimination of discrimination in respect of employment and occupation
-According to TPP Article 19.6, members “shall also discourage, through initiatives Parties consider appropriate, the importation of goods from other sources produced in whole or in part by forced or compulsory labor, including forced or compulsory child labor.”

Enforcement of these labor standards

-Before addressing the TPP approach, let’s consider the US track record of enforcing labor provisions worldwide. Under the US GSP program, the precedent for enforcing labor provisions was set, which includes a mechanism for filing complaints against beneficiary countries for labor violations, with the option to suspend GSP benefits based on a final determination by USTR. Though trade sanctions are advocated as a “stick” for compliance, the actual removal of trade preferences is often viewed as a last resort. This partly explains the low level of GSP suspensions and trade sanctions. Before GSP was reauthorized, in June 2015, the United States was reviewing labor petitions against Georgia, Niger, the Philippines, Uzbekistan, Thailand, and other countries.
-One high profile case of action was the decision to suspend the GSP for Bangladesh, which had long been under investigation for its labor practices. The decision came after a global outcry in April 2013, following the collapse of a garment factory that had had aberrant safety regulations, resulting in the death of more than 1,000 people.
-We see that the US is no stranger to labor rights enforcement across the globe
-Now let’s get to the actual TPP itself
-TPP Article 19.5.1 sets the baseline for the agreement’s enforcement: “No Party shall fail to effectively enforce its labor laws through a sustained or recurring course of action or inaction in a manner affecting trade or investment between the Parties after the date of entry into force of this Agreement.”
-Like other US free trade agreements, the TPP establishes a labor council of senior officials at the ministerial level to guide cooperative activities and work programs. The council will meet within one year after the TPP’s entry into force and every two years after that, which would make it unique among other US free trade agreements, which were nonspecific, with the council meeting “as often as it considers necessary.”(Article 19.12)
-”Each Party shall invite the views and, as appropriate, participation of its stakeholders, including worker and employer representatives, in identifying potential areas for cooperation and undertaking cooperative activities”(Article 19.10)
-There are also 3 TPP bilateral labor plans that include implementation and review guidelines, particularly for Vietnam, which particularly faces poor working conditions and long hours
  1. Government oversight: A standing committee composed of senior US and Vietnamese officials will monitor and ensure rapid response to compliance concerns. Ministerial review of the plan’s implementation will occur at regular intervals (the 3rd, 5th, and 10th years following the entry into force).
  2. ILO assistance: Vietnam will establish a technical program with the ILO to support the implementation of proposed reforms, and the ILO will issue a public report two years after entry into force, with biannual meetings after that for eight years.
  3. Independent monitoring: A three-member labor expert committee made up of independent non-governmental experts (such as the ILO) will provide reports of the progress toward reforms, with recommendations to the senior officials’ committee two and half years after entry into force and every two years after that(after eight and a half years, reports can continue every five years).

Environmental Protection

  1. TPP takes a series of steps, including levying sanctions and other penalties against individuals or entities engaged in this activity, to combat and prevent the illegal trade of wild flora and fauna.
  2. The TPP is very clear that it wants to promote the conservation of sharks, whales, dolphins, sea turtles, sea birds, and other marine species. TPP requires countries to institute measures such as “catch limits,” which lay out what and how much can be caught, as well as “bycatch mitigation protections,” which limit the accidental capture of non-targeted animals (Article 20.16.4)
  3. TPP protects the ozone layer by limiting the production and consumption of ozone-depleting substances that are banned by the Montreal Protocol, an international agreement designed to protect the ozone layer. These substances include refrigerants, coolants, and aerosol-can propellants. TPP also promotes cooperation between countries to increase the development of cost-effective, low-emissions technologies and alternative, clean, and renewable energy sources(Article 20.15.1.) and (Article 20.15.2)
4. The TPP eliminates tariffs on numerous environmentally-beneficial goods.
-As an example, tariffs on wind turbines will immediately go from 5% to duty-free, and parts for solar panels to Brunei will eventually drop from a 20% tariff to duty-free(Line 8541.90, page 286 for the lazy)
-There’s more at https://www.thirdway.org/memo/tpp-in-brief-environmental-standards, but I think the above gives a good picture of what the TPP does environmentally

Common Criticism of the TPP

-The most common, at least among online communities, is the IP law that the TPP imposes, with it effectively setting strict US copyright laws on other countries in it
While valid, I believe that these critiques are overstated, and this can be summarized with this quote by the Australian Trade Minister that said, “In regard to intellectual property, TPP will not require any changes to Australia’s patent system and copyright regime.”
-Secondly, the IP law of the TPP “would reduce access to health care in poorer countries by increasing costs for life-saving medicine” -I have no way of verifying if this is true, because, as far as I can tell, no real expert has weighed in on this
-It is important to note that the new CTPP does not include these IP laws
-The other common criticism is that “it would allow corporations to sue x country when they pass a law that hurts their profits.”
-This is unequivocally false as Andrea Bjorklund, an expert on international arbitration and trade law at McGill University, said, “the investor will only recover if the investor can prove a breach of the agreement and can prove a certain measure of damages. So ‘lost profits’ are not a valid basis of claim. Rather, the investor has to allege a violation of the treaty.” She added, “it is true that any investor can attempt to submit a claim and can attempt to justify it as a fair and equitable treatment violation.”
-In simpler terms, this means that a corporation can only sue if it breaches the agreements of the TPP AND it loses profits

Is there any hope for the TPP?

-Before we get to that, it is important to acknowledge that the CPTPP exits however, it isn’t as strong as the TPP mainly because of the lack of America in it
-In the background section, I mentioned how TPP was “killed” under Trump, but we have a new president now
-Sadly, it seems like there isn’t much, with Biden saying "I’m not going to enter any new trade agreement with anybody until we have made major investments here at home and in our workers and in education”
-An even more dashing blow is the Buy American executive order that Biden has enthusiastically praised
-However, there is some hope with Biden’s secretary of state, Antony Blinken, who has come in support of the TPP, as it doesn't allow China to become influential in the region
-Overall, it seems like the TPP will likely not come back, at least not for another couple of years
Further Reading
-I can’t review all the benefits of the TPP in a Reddit post, so here are some recommended readings for anyone more curious
Here's a nice way to read the whole TPP
Brookings institute article about the case for the TPP, which mainly deals with the economics of it
Badeconomics post about how the US gains from free trade in general
submitted by MicroFlamer to neoliberal [link] [comments]

Skyrefuge. The CEO we never asked for that showed up one day to reorganize the company, made us all prove "what we bring to the organization." He is also our editor in chief, micromanager, tax expert, social media manager, psychologist, lead researcher, recording engineer and proofreader

He showed up 30 days ago. There are so many posts. This is a TINY subset of his responses, I'm not going to comment on them all. This person literally posts all day every day and night. I am so sorry you guys have been subjected to somebody so completely removed from how to properly socially interact with people. The level of narcissism is something I have never seen on reddit before. I will never cheat on you guys with /wallstreetbets again! I'm so sorry you had to deal with this.
-------------------------------------------------------------------------
"I'm just unusually good at Internet-based digging (I've been doing it for 25 years). I'm the one friends come to when they're dating someone new, etc." - yeah, we nipped that in the bud earlier. have several seats.
"I figured people here would value the amount of unique info I dig up, but I guess if I accidentally discover any info that would force them to adjust the model of Hilaria that's already solidified inside their brains, they'd prefer to not hear anything new at all." - value you lmao
"Here's one where I dug up some first-person comments from people who knew her as Hillary, that had never been reported before." - nope, we had all that on DCUM.
"Yes, Alec donating $1M does reduce his wealth by less than $1M. But it reduces his wealth by more than not donating anything would. If wealth-maximization was his only goal, he'd donate $0." -- thank god we have you to explain the complicated math that is tax brackets and writeoffs.
"Alec donates millions to non-profits (via the foundation) every year, since long before Hilaria (it was just "the ABF" until recently). I've looked at their IRS filings, and it seems to be a legitimate, well-operated foundation, not doing anything shady for tax purposes." - We know how much he donates. It's online. We didn't need the IRS filings, clearly.
"I gave *you* the link to the clearinghouse, I have the link to the clearinghouse, and neither of us (nor anyone else on this site) checked it! So we both have first-hand experience showing that "giving someone the link to something" doesn't mean a damn thing. Anyone can send an email about anything to the NYT requesting a correction, the fact that they did so is not indicative of anything."
"I somewhat believe Flat_Slide_5680 did actually speak to someone at the registrar's office, but given the sloppiness with details and repeated mistakes in their posts, I agree with you that the likely scenario is that they just never gave the correct name to the registrar to look up, and so "we couldn't find a person who doesn't exist" isn't positive proof of anything." - WHAT THE FUCK?! You do NOT get to come in my subreddit and act like you are the editor of the damn Wall Street Journal berating an intern.
"In your original post, you say she was under "Hilaria Lynn Thomas". Here you say it was "Hilaria Haywood-Thomas". And the latter is definitely not, nor has it ever been, her last name! Not improving my confidence in your credibility here." - See above.
"Forgive me if I still have more trust in the New York Times over an anonymous Reddit user, but we're going to need better receipts from you than that." -We? Who is we?? Are we turning something in? When is it due?
"Since you don't believe me, let's see what the Linguistic Society has to say on the matter:" -my god you are insufferable
"You should have been following all my comments more closely. ;-)". - No shit, you would have been banned a month ago.
"Making a charitable donation reduces the amount of your income subject to tax, it doesn't stand in as an alternative to paying tax. And it doesn't carry over. In order to "not owe taxes", you would need to donate 100% of your income, and keep $0 for yourself. Even then, there's nothing that would carry over to the next year." - here we go again.
"See my comment here for more details on how a tax-deduction actually works." - bye felicia
"No, nothing is weird about that at all. Your lack-of-understanding is making you see conspiracy where it doesn't exist." - No wonder you aren't a member of any other subbreddit.
"But I do appreciate that you recognize (unlike so many others here) that her social-media influencer antics are not at all unusual for that field, and not the reason why Hilaria is a story." -I appreciate that you recognize you will never see the inside of this subreddit ever again.
"The Tax Map Parcel ID is 0300150000100001014 and the unofficial address is 361 Town Ln, Amagansett, NY, in case anyone can search a more-private MLS database or something like that. Where are my real-estate wonks?" - My god, what do you need the real estate listing for. Do you want me to do a title search too? How about a notarized copy of the deed?
"Before the sub devolved into a den filled with simple-minded dehumanizing Hilaria-haters, we used to get great info like this from people who knew the human Hilaria. Unfortunately that's mostly dried up, probably at least in part because people find this place too gross to associate themselves with it." - BITCH YOU GOT HERE 4 WEEKS AGO
When asked about how recording a podcast works we are treated to this:
"My experience was ~20 years ago, so hopefully enough knowledge would have trickled out by now, especially as recording techniques have continued to evolve and become democratized, that nothing that was surprising then would be particularly surprising anymore. But back then (especially in the rock/metal world I was in), everyone liked to envision the whole band rocking out together, and the engineer would just hit "record". No, in most cases, each guy sits alone and records his instrument all by himself (or maybe even one guy records both guitar and bass, but two guys get credited; especially the the "bass player" has great hair for the band photo, but kinda sucks at playing bass). Similarly, if the guitar part for a verse gets recorded, no need to play the whole song through, just copy and paste that part for the next verse. And then of course run auto-tune to correct the pitches of everything. So all stuff that was hardly "secret", even back then, but things people generally avoided learning about.
Once upon a time I was peripherally involved in the music industry, so that's what really opened my eyes to "things are not as they seem". Sitting in a recording studio while an album is being recorded makes you realize "the fans have NO idea what really goes on in here". And more than that, I learned that most fans don't want to know the truth about their favorite band, because if they did, it really doesn't take much effort to see the various subterfuges going on behind the curtain.
Unfortunately I was out of that biz before the explosion of the Influencer Economy, so like you, I wish I had more direct insight into that particular domain. I've always tried to pick up whatever factual information people would publicly reveal, but while I've read endorsement deals and recording contracts in the music biz, I've never seen one in this domain." - Sorry your shitty 80's hair band didn't get signed. Sounds like that autotune was working pretty hard. And once again, check yourself. Butch walker is a good friend of mine, he bought my friend's recording studio in atlanta. He has a book called Drinking With Strangers. You can learn from that. In the meantime, the question was about a podcast.
"Beware, checaco3 claims all sorts of things that we have no evidence for. They claimed 5 days ago to have a screenshot of a website where Hilaria's parents said they "were able to move to Spain AND start their business with a Generous Donation From HABF Foundation", but thus far have failed to produce said screenshot. I don't think it's malicious, it seems to just be a mis-remembering/mis-interpretation of different things that they saw." -FAILED TO PRODUCE A SCREENSHOT? is there some reason they are required to give you one?? malicious? dude, you have serious issues. and a lot of nerve
"We are on the same team! That's why I'm giving you the links to archive.org, to help you figure out how to find the evidence that Hilaria's parents were able to move to Spain AND start their business with a Generous Donation From HABF Foundation. And I really want to see the screenshot you have, because that would be some really good evidence of shadiness that hasn't been exposed yet! Is there anything I can do to help you find it? Do you need help searching your computer's drive?"-Nobody is required to give you dick so stop asking.
"But you had a screenshot, so them changing their website wouldn't matter. Did your computer die or something?" -what is your problem?
"Their website has changed formats over the years, but the content appears to have largely remained the same. You can use archive.org to find the evidence you're looking for in the old versions." -When did we hire a project manager in this sub??
"Here's an August 2020 version that looks just like the current website, but you can go back all the way to 2014 if you need to. https://web.archive.org/web/20200803124231/https://internationalintegrators.org/". -is there some reason you are assigning work to my redditors?
"Since you research charities to gauge their quality, you surely must be familiar with IRS 990 forms?" -Is this how you talk to people in real life? No wonder you work in computer hardware. Nobody wants to deal with listening to you.
"BTW, have you found that screenshot yet showing Hilaria's parents were able to move to Spain AND start their business with a Generous Donation From HABF Foundation? I'll help you shout that news from the rooftops if you can find it again." -Bring this up one more time. I dare you.
"For this theory to have any legs, I think you need to show evidence of a school transfer at some point. I don't believe we have that?" -I am so sorry you guys, I will never leave this sub alone again.
"It's all explained here: https://www.dailymail.co.uk/news/article-2350777/Twitter-time-bug-Alec-Baldwins-wifes-funeral-tweets-led-actor-unleashing-homophobic-rant.html"
"I'm not blaming you for getting it wrong or anything; being aware of the original (wrong) story and but not the later correction is a totally normal thing, I was just taking your post as an opportunity to make people more aware of the correction." - I'm going to make you aware of what a dick you are by getting you banned from DCUM too.
"Where in the article does it say that the horse rescue charges $1500 a month. It explicitly says the opposite, that the $1500/month is for horses that are NOT part of the horse rescue"
"Horse owners who pay to keep their animals at the barn make their checks out to “Alexander Baldwin III,” not to the incorporated, non-profit Amagansett Horse Rescue."
"There may very well be something untoward happening here! But misunderstanding the facts uncovered so far will only make that more difficult to uncover, not easier!" - STOP SPEAKING TO MY REDDITORS LIKE THEY ARE FIVE.
"Your understanding is incorrect. Non-profit schools charge tuition to students. Non-profit hospitals charge bills to patients. A non-profit stable charging rent for horse stalls would be completely legal and within the scope of a non-profit." - here we go again.
"But on top of that, it's not even clear that the non-profit is charging rent for horse stalls! The article makes it clear that there is both a non-profit, AHR, and a for-profit business, both being run at the same facility. The only evidence they offered of money being paid was to the for-profit side of the operation (the $1500 checks to Alexander Baldwin). The didn't have any record of money being paid to the non-profit (which, again, even if it was, that would be ok!)". - Dear God, where did I go wrong? What sin did I commit in my past life that of all the redditors in the world, I'm stuck with THIS one.
"But simply assuming "any foundation is suspect" is far more lazy and incorrect than assuming "anyone with a Spanish accent is Spanish". It's really not hard to look at individual cases and determine what the truth is, there's no value added by being broadly cynical." - Well, you are the expert when it comes to not adding any value to something.
"The implication the Post is trying to make is that the year's-rent was not a good-faith request from the landlord, but rather, a request that he knew would be impossible for Jan to meet; a way to terminate her lease while giving the landlord plausible deniability: "no, I didn't terminate the lease, she could have renewed for as long as she liked!" - We don't need you explaining a Post article to us. And besides that was reported everywhere.
"But yes, that in itself is a story that doesn't really make sense, because generally, it would be the landlord's job to do the property maintenance, not the tenant (Jan), so simply swapping tenants wouldn't necessarily improve anything at the property." - WHO ARE YOU TALKING TO?
"If someone half-interested comes to this subreddit to learn about Hilaria, they'll see it dominated by these meme-posts, and rightly say "huh, yeah, those ladies on The View and Hilaria and Alec were right, this *is* just a big pile-on; I doubt she actually did anything bad..." -She became a meme. That was the point. That went right over your 50 year old bald head.
"Diluting the sub dilutes the message of the unique bad thing Hilaria actually did." -Go start your own damn sub then.
"Without more detail, I don't yet see anything absolutely damning in regard to the non-profit relationships, though certainly the lack of transparency is concerning. It's interesting that the Post apparently saw an IRS 990 form for AHR, but don't provide it for the reader, and I can't find a public version." -Why on EARTH would the Post publish an IRS form.
"That's where critical-thinking skills come in, which should be active for all media consumption. Caveat emptor and all that. "This thing that's being presented to me, how could its presentation diverge from reality, and what could be the motivations behind that divergence?" -After I deleted your post for containing politics, you actually said because what you said about Trump was true that didn't count as political. Then insulted me by saying "now I know why the post was removed. You didn't understand that
"And for social media influencers in particular, it barely takes any critical-thinking at all! All you have to ask is "how do I, as a random nobody, use social media? Do I post an accidental, uncurated view of my life?" I think the answer is "hell no" for almost everybody, so it's insane to even use that as a starting assumption for people with huge followings."
"I think the thing is that people don't want to know that it's not real. Every single time I point out that Hilaria's photos are intentionally ridiculous because she wants to make money, I get downvoted to hell. I don't remember if I saw this reference here somewhere, but it's like professional wrestling: it's more entertaining to people (both in a want-to-be-the-face, and a hate-the-heel way) if they can maintain the illusion that it's all real."
"There is no evidence that Sarma was friends with Hilaria." - Except for the PICTURES I HAVE OF THEM TOGETHER.
"It looks like II was started ~2013, after the move to Spain. It's a super-small "business", I would guess that the parents are the only employees, and that it's just a structured way for them to "keep busy" in their retirement. It probably makes very little money (their "retreats" are very infrequent, and small), but it lets them putter around as much or little as they like, and feel like they're making a difference in the world."
"Where have you seen her say December 2010? Everything I recall seeing, they've both been consistent and specific, it was February 18, 2011 (they say it was an unusually warm day, and I've fact-checked that, and it's true!)". - How long have you been unemployed for?
"Ah, a link to a set of links...how it makes my heart sing".
"I should have searched to find that thread myself, but Reddit's search is such shit it discourages me from even trying"-
"I'm pretty sure from all my research that she was never technically an "owner" of Yoga Vida, that was one of her lies, but for the purposes of self-certifying, I think that's irrelevant. She was enough of a player in YV despite not being an "owner"- Sign that information up for kindergarten, because it's 5 years old. Lmao how much time did you waste on that?
"You're sure going to have to show where you came up with that "she was his yoga teacher first" thing, because that just ain't true as far as what anyone has uncovered until now. It was also more like sometime in 2009 (maybe as late as the beginning of 2010, when Yoga Vida launched) that "Hilaria" was born." -Nobody has to show you anything, GTFO.
"I'd say just edit your original post to add the El Mundo article (or replace the OE). Then newcomers will see the original source without having to dig into the comments, and there won't be two separate discussion threads." - Well, you wont have to worry about that anymore now, will you?
"In a better-run sub, we'd have a stickied post with a constantly updated list of references, but..." I DO. OKAY BYE.
"First day on the Internet? Here's how you make a link: https://www.yourtango.com/2020339461/who-sarma-melngailis"
"The entirety of evidence that Sarma and Hilaria knew each other comes from a single, anonymous post on DCUM, and it's just repeated on yourtango.com. That DCUM post also says "the article mentions the people who ponied up money to get Sarma out of trouble. Alec kicked in $100k on Hilaria's request", but the referenced NYPost article mentions no such thing."
"In other words, that's really not a credible source."
"I mostly agree the vision of The Birth Of Hilaria that you lay out here, I just think that using the word "con" to describe all that renders the word meaningless. I mean, women discover they get extra attention and affirmation when wearing low-cut tops and a push-up bra. Is that a "con" too? And I strongly disagree that a "long con" doesn't require a specific end goal. Look at the Wikipedia entry for "con" (which includes a section on "long con"). None of the language in that whole entry is remotely close to describing Hilaria's life or actions."
:And the "restauranteur fraudster-friend offered to set her up with Alec Baldwin" is one of the most non-sensical unsupported bits of wisdom that gets thrown around here. The only way involving Melngailis in Hilaria's story makes any sense is if Hilaria diverts a bunch of Alec's money to Melngailis, which if that happened, then I would definitely agree at least that part of it (but still not the Spanish part) was a long con!"
"Believe what you like, but just keep in mind that all successful detectives, from Sherlock Holmes on down, keep their emotions out of the way, because they make it harder to determine what is truth. No human in history was ever 100% anything (good, evil, liar, truthful), so reducing Alec (or anyone) to such a simple, one-dimensional caricature takes us further from truth rather than closer to it." -Sir, this is a Wendy's.
"No idea, she hasn't responded to my query yet. Official reason was "No Politics", but there weren't any politics in the post or happening in the comments. She was of the "Alec gave money to Hilaria's parents" camp, so I don't know if she just didn't like having that view challenged? Aw, shucks, you're making me blush. But I really appreciate it, especially since McNasty420 took down my deeply-researched RANA post today for no discernible reason, so that was making me feel like my work was a big waste of time. But maybe it's better that way, because yes, I'm sure my employer would appreciate me spending more of my skills on them rather than on this!" -Employer lol. So check this out. I removed it because it said Trump steals money from his foundation and this guy didn't consider that political because: "My statement about Trump's foundation wasn't a "theory", and more importantly, not any sort of value-judgement. I now understand that you weren't aware of how non-controversial my mention of Trump was". You are such a DICK. Where do you get the nerve to talk to people like that?
"Oh, yeah, I wasn't arguing your point or anything! I'd just had more time to look into his ancestry and wanted to write down some actual numbers."
That theory isn't possible, because she invented the Spanish persona long before she met Alec. That's a key fact to know for anyone trying to figure out the 'why' of it. It had zero to do with Alec, and was almost surely her own creation with no particular goal in mind (which the OP seems to understand)."
Oh, ok, awesome! Where's your screenshot? -What are you doing? Why do you need this?
How? You can't just say stuff like that without backing it up! "Hilaria is definitely connected to Spain" is a lie that you created this whole subreddit to expose, so let's not just take her place as people who claim untrue things!
And I'm saying none of what you're saying is true. You might have read something like that here, but that was from people who didn't know what they were talking about. There was no "generous donation to the parents in 2012" from ABF.
No, I'm saying that people here misinterpreted the RANA donation to be a donation to International Integrators (and then repeated it 'til it became conventional wisdom), but it's really not at all. Unless there was some *other* donation to II that has been found somewhere? -RANA is a side project under the umbrella of International Integrators now please STFU about it
OMG, and then did you hear where she said she lies to her kids that the wheels on the bus are broken, because she's sick of singing "The Wheels on the Bus"? Or that she hides the fact that she's going to be gone for a day or two from them? Oh wait, those were lies other moms reported telling their kids. It's all part of a regular segment called "Momfessions"! The whole point is to show that it's a fairly normal thing for parents to do. Pretending Hilaria is the only one who lies to her kids is weird, and completely ignores all the other parents who nod along and laugh in the audience. -Thank you, 50 year old guy with no kids.
Erm, his donations were definitely NOT funneled to family members; where did you get that from? Perhaps actually read my post!
Also, yes, he gets a tax deduction for charitable donations, but so does every US taxpayer. -WE KNOW. JESUS.
I'd like to say it's something about living the last four years in the US, when "the truth" seemed to matter less than it ever has before. Creating even awareness of the oft-repeated lies, much less consequences for them, felt like trying to push a pile of air up a hill. So when this opportunity came along at the end of 2020 to expose lies and establish truths, at a sweet-spot big enough where a significant number of people were paying attention, but small enough that I could play a personal role, where that pile of air transformed into something solid that I could definitively poke holes through, it felt like something I had to participate in. -FULL STOP. WHEN THIS OPPORTUNITY CAME ALONG? ARE YOU TALKING ABOUT MY SUBREDDIT?? PLAYING A PERSONAL ROLE? YOU ACT LIKE I HIRED YOU TO BLESS US WITH YOUR PRECIOUS GOOGLE SEARCHING ABILITIES. THE OPPORTUNITY FOR YOU TO EXPOSE LIES? AT THE END OF 2020? DUDE, THE LIES WERE ALREADY UNCOVERED. HENCE THE MEDIA FIRESTORM.
But that can only be at most a part of the answer, since I felt exactly the same obsession in 2016, when doing crowd-sourced investigation of the real-time cheating of Rob Young / MarathonManUK), a man who had claimed to run 365 marathons in a year, with 0 training, and then was caught (accidentally, by a fan) in the middle of the night riding on/in his support RV while he was claiming a world-record pace for a run across the US.
So for me, there's definitely a Sherlock Holmes factor. Just something about the investigatory process of discovering facts and organizing them to reveal lies, particularly when the lie is so bold, unusual, and created for mystifying reasons. -WE HAD ALREADY BROKEN THE STORY DIPSHIT.
n contrast to many here, the small lies that are pedestrian, banal, and created for obvious reasons (the presentation of herself as someone more-accomplished / put-together / knowledgeable than she actually is, in order to make money) hold no interest for me, since there is nothing unique to her there. Everyone who has ever attempted to make money from their personal brand has presented an embellished version of themselves, but almost no one has trapped themselves 24/7 for a decade walking through their life on such a high-wire of a lie as Hilaria has, while leaving the truth so discoverable far below the entire time.
Thank you! Finally an NYU post, that, while still lacking-in-receipts, at least comes from someone with a posting history that provides significant credibility, and written with a level of detail that provides trustworthiness on its own, but also matches all known facts from independent sources. -STOP. JUST STOP.
Didn't we go through this already? Yes, charitable donations lessen your tax burden. But they also lessen your wealth! Here is the itemized list of $1.4M in donations the ABF made in 2014. If he had *not* made those donations, yes, his tax bill would have been higher, but he would have had more money left in his bank account to spend on a yacht or whatever for himself. So lessening his tax burden cannot be his "entire goal". -for the 50th time, we know how taxes work.
It *has* made donations to the RANA foundation (approx. $70k total, I believe), which Hilaria's parents advertised on their website, but that's not "money to Hilaria's parents" (as people here often say), and I don't even see an obvious connection between the RANA foundation and the Hayward/Thomases. -IT'S LISTED AS A PROJECT ON THEIR WEBSITE DIPSHIT
It looks like it's this, a $369 dedicated paella grill. -this adds that "value" you provide to this sub you were talking about.
Ha. Yep, I'm of a similar age/era, and while I still have a FB account, I've never followed a single celebrity, brand, or even a business, and am rather baffled by people who do. -YET I'M 100% STALKING ALEC BALDWIN'S LIFE
Did you click my links on the bottom? By what rationale do you make the claim that she "brought things to an entirely different level"?
I linked to a picture of a naked mom taking a piss with her baby on her lap, showing off her toenails, and taking a selfie all at the same time! And it took me 2 minutes to find that.
In your original post, you say she was under "Hilaria Lynn Thomas". Here you say it was "Hilaria Haywood-Thomas". And the latter is definitely not, nor has it ever been, her last name! Not improving my confidence in your credibility here. -REMINDER. YOU HAVE ABSOLUTELY NO SKIN IN THIS GAME. YOU SHOWED UP HERE ONE DAY AFTER THE STORY FINALLY STOPPED TRENDING AND TRIED TO REGULATE SHIT. NOBODY NEEDS TO HAVE "CREDIBILITY" WITH YOU. YOU ARE A BYSTANDER.
"As much as I'd like solid confirmation either way, this is most definitely not it. It's the first post from a brand-new account, and the details given make no sense."
"There is absolutely nothing unique about Alec and Hilaria here. Here's a random list I found in 2 seconds"
If I had kids
If you know nothing about language immersion, see what the Linguistic Society has to say on the matter.
The hard part is making sure they have enough natural exposure to both languages. Most of the time, one of the two languages you want them to learn will be "more important" somehow, and the trick is to provide enough opportunities for them to use the "less important" one in a way that isn't forced or artificial. The best way, if you can manage it, is to put children in situations where only the "less important" language is used so that there is no temptation to mix languages or revert to the "more important" language.
It doesn't say that he was also working in that period. Do you have that from another source?
"I graduated from a prestigious university (in my field), but don't have any cap-and-gown photos because I had no interest in attending the graduation ceremony." -PLEASE, I'M DYING. I CAN'T WAIT TO FIND OUT WHAT SCHOOL THIS WAS THAT PREPARED YOU FOR YOUR ILLUSTRIOUS CAREER IN COMPUTER HARDWARE.
" Have you attempted to try the online version I suggested to perhaps get something in writing? https://secure.studentclearinghouse.org/vslandingui/mosiac-landing-page"
"But if you spoke with NYU, and they told you straight up they have no record of her being a student, why are you even considering far-more-tenuous absence-of-evidence evidence like this?"
Your lack-of-understanding is making you see conspiracy where it doesn't exist. "Notability" is a requirement for a Wikipedia page to continue existing, and it's decided by other Wikipedia editors.
But I do appreciate that you recognize (unlike so many others here) that her social-media influencer antics are not at all unusual for that field, and not the reason why Hilaria is a story.
Um, those requirements are from St. Patrick Cathedral in Fort Worth, Texas.
Ugh, not very pleasant to see all those grouped together in an easily digestible list, but thank you!
First, this definitely isn't evidence that she's a hypocrite. That would require her to be a major player in the operation at Yoga Vida, which, just like extensive time in Spain, seems to be something she wanted people to believe, rather than something that's actually true.
Then, the plaintiffs allege that the instructors conspired to export YV's client database, which they were not authorized to do, and sent a mass email to that list of clients. I have no idea how meritorious such a lawsuit is
There have been a lot of people in this sub over the last couple weeks questioning "how did she get away with this for so long?? People on the Internet have been talking about it for at least 5 years! Why wasn't it a story until now?!" The non-answer answer is "because the right series of events hadn't happened until now". Essentially, the story hadn't bubbled up to enough influential and listened-to people until now, so it had very little spread. Part of the process for a story to bubble up to the next level of influence is for that level to have trust in the lower-level source. - YES, PLEASE EXPLAIN MY OWN STORY BACK TO ME THAT IS AT THE TOP OF THIS SUBREDDIT.
"Yeah, obviously even if I *had* the power to make this Reddit sub a repository of impeccably-sourced content, I know it wouldn't actually make a damn difference. But, I had to give it a shot anyway." -COME AGAIN?? YOU MEAN PEOPLE DIDN'T APPRECIATE YOU SHOWING UP OUT OF THE BLUE WAY AFTER THE STORY HAD RAN, ACTING LIKE AN OVERBEARING MANAGER WHO BERATES THEM FOR NOT DOCUMENTING THEIR "WORK" THE WAY YOU WANT IT DONE? THEY DIDN'T LIKE BEING GIVEN ASSIGNMENTS WITH DEADLINES? I'M SHOCKED THAT DIDN'T WORK OUT FOR YOU. This is Reddit, douchebag, not Time Magazine. And the story had already run. Everywhere. You showed up afterward, barked a bunch of demands at people, and are now complaining that my subreddit is unorganized and you "tried" to fix it but couldn't?
"Really it's just a nostalgic rant missing the "good old days" of this sub (like 5 days ago) when it was genuinely producing a high density of quality, original information that uncovered a lot of truth." --THEN LEAVE FINALLY
"Yeah, now this is the kind of quality-content I came here for!" -Reddit?
"I actually have Google Doc filled with links, mostly organized as a timeline of Hilaria's whole life. I've been trying to decide whether I should open it to crowd-sourced contributions, but it still feels a bit messy/incomplete for me to do that just yet." - AND IT'S SAFE TO SAY AFTER TONIGHT, YOU NEVER WILL.
AND LAST BUT NOT LEAST, HE APPARENTLY INVENTED NAPSTER!!
"I was one of the first people in the world to host downloadable audio files on a website (from a dorm-room server), so I was long familiar with the music side of it. Once Spotify et al finally came along and revealed that "hey, if you make it easy, most people don't actually want to steal stuff" that really changed a lot in that world, a bit similar to what the changing business models have done for the software world."

Here is his "Manifesto":
https://www.reddit.com/HilariaBaldwin/comments/kp71jo/this_sub_has_begun_playing_right_into_hilarias/
submitted by McNasty420 to HilariaBaldwin [link] [comments]

Playboy going public: Porn, Gambling, and Cannabis

NEW INFO 5 Results from share redemption are posted. Less than .2% redeemed. Very bullish as investors are showing extreme confidence in the future of PLBY.
https://finance.yahoo.com/news/playboy-mountain-crest-acquisition-corp-120000721.html
NEW INFO 4 Definitive Agreement to purchase 100% of Lovers brand stores announced 2/1.
https://www.streetinsider.com/Corporate+News/Playboy+%28MCAC%29+Confirms+Deal+to+Acquire+Lovers/17892359.html
NEW INFO 3 I bought more on the dip today. 5081 total. Price rose AH to $12.38 (2.15%)
NEW INFO 2 Here is the full webinar.
https://icrinc.zoom.us/rec/play/9GWKdmOYumjWfZuufW3QXpe_FW_g--qeNbg6PnTjTMbnNTgLmCbWjeRFpQga1iPc-elpGap8dnDv8Zww.yD7DjUwuPmapeEdP?continueMode=true&tk=lEYc4F_FkKlgsmCIs6w0gtGHT2kbgVGbUju3cIRBSjk.DQIAAAAV8NK49xZWdldRM2xNSFNQcTBmcE00UzM3bXh3AAAAAAAAAAAAAAAAAAAAAAAAAAAA&uuid=WN_GKWqbHkeSyuWetJmLFkj4g&_x_zm_rtaid=kR45-uuqRE-L65AxLjpbQw.1611967079119.2c054e3d3f8d8e63339273d9175939ed&_x_zm_rhtaid=866
NEW INFO 1 Live merger webinar with PLBY and MCAC on Friday January 29, 2021 at 12:00 NOON EST link below
https://mcacquisition.com/investor-relations/press-release-details/2021/Playboy-Enterprises-Inc.-and-Mountain-Crest-Acquisition-Corp-Participate-in-SPACInsider-ICR-Webinar-on-January-29th-at-12pm-ET/default.aspx
Playboy going public: Porn, Gambling, and Cannabis
!!!WARNING READING AHEAD!!! TL;DR at the end. It will take some time to sort through all the links and read/watch everything, but you should.
In the next couple weeks, Mountain Crest Acquisition Corp is taking Playboy public. The existing ticker MCAC will become PLBY. Special purpose acquisition companies have taken private companies public in recent months with great success. I believe this will be no exception. Notably, Playboy is profitable and has skyrocketing revenue going into a transformational growth phase.
Porn - First and foremost, let's talk about porn. I know what you guys are thinking. “Porno mags are dead. Why would I want to invest in something like that? I can get porn for free online.” Guess what? You are absolutely right. And that’s exactly why Playboy doesn’t do that anymore. That’s right, they eliminated their print division. And yet they somehow STILL make money from porn that people (see: boomers) pay for on their website through PlayboyTV, Playboy Plus, and iPlayboy. Here’s the thing: Playboy has international, multi-generational name recognition from porn. They have content available in 180 countries. It will be the only publicly traded adult entertainment (porn) company. But that is not where this company is going. It will help support them along the way. You can see every Playboy magazine through iPlayboy if you’re interested. NSFW links below:
https://www.playboy.com/
https://www.playboytv.com/
https://www.playboyplus.com/
https://www.iplayboy.com/
Gambling - Some of you might recognize the Playboy brand from gambling trips to places like Las Vegas, Atlantic City, Cancun, London or Macau. They’ve been in the gambling biz for decades through their casinos, clubs, and licensed gaming products. They see the writing on the wall. COVID is accelerating the transition to digital, application based GAMBLING. That’s right. What we are doing on Robinhood with risky options is gambling, and the only reason regulators might give a shit anymore is because we are making too much money. There may be some restrictions put in place, but gambling from your phone on your couch is not going anywhere. More and more states are allowing things like Draftkings, poker, state ‘lottery” apps, hell - even political betting. Michigan and Virginia just ok’d gambling apps. They won’t be the last. This is all from your couch and any 18 year old with a cracked iphone can access it. Wouldn’t it be cool if Playboy was going to do something like that? They’re already working on it. As per CEO Ben Kohn who we will get to later, “...the company’s casino-style digital gaming products with Scientific Games and Microgaming continue to see significant global growth.” Honestly, I stopped researching Scientific Games' sports betting segment when I saw the word ‘omni-channel’. That told me all I needed to know about it’s success.
“Our SG Sports™ platform is an enhanced, omni-channel solution for online, self-service and retail fixed odds sports betting – from soccer to tennis, basketball, football, baseball, hockey, motor sports, racing and more.”
https://www.scientificgames.com/
https://www.microgaming.co.uk/
“This latter segment has become increasingly enticing for Playboy, and it said last week that it is considering new tie-ups that could include gaming operators like PointsBet and 888Holdings.”
https://calvinayre.com/2020/10/05/business/playboys-gaming-ops-could-get-a-boost-from-spac-purchase/
As per their SEC filing:
“Significant consumer engagement and spend with Playboy-branded gaming properties around the world, including with leading partners such as Microgaming, Scientific Games, and Caesar’s Entertainment, steers our investment in digital gaming, sports betting and other digital offerings to further support our commercial strategy to expand consumer spend with minimal marginal cost, and gain consumer data to inform go-to-market plans across categories.”
https://www.sec.gov/Archives/edgadata/1803914/000110465921005986/tm2034213-12_defm14a.htm#tMDAA1
They are expanding into more areas of gaming/gambling, working with international players in the digital gaming/gambling arena, and a Playboy sportsbook is on the horizon.
https://www.playboy.com/read/the-pleasure-of-playing-with-yourself-mobile-gaming-in-the-covid-era
Cannabis - If you’ve ever read through a Playboy magazine, you know they’ve had a positive relationship with cannabis for many years. As of September 2020, Playboy has made a major shift into the cannabis space. Too good to be true you say? Check their website. Playboy currently sells a range of CBD products. This is a good sign. Federal hemp products, which these most likely are, can be mailed across state lines and most importantly for a company like Playboy, can operate through a traditional banking institution. CBD products are usually the first step towards the cannabis space for large companies. Playboy didn’t make these products themselves meaning they are working with a processor in the cannabis industry. Another good sign for future expansion. What else do they have for sale? Pipes, grinders, ashtrays, rolling trays, joint holders. Hmm. Ok. So it looks like they want to sell some shit. They probably don’t have an active interest in cannabis right? Think again:
https://www.forbes.com/sites/javierhasse/2020/09/24/playboy-gets-serious-about-cannabis-law-reform-advocacy-with-new-partnership-grants/?sh=62f044a65cea
“Taking yet another step into the cannabis space, Playboy will be announcing later on Thursday (September, 2020) that it is launching a cannabis law reform and advocacy campaign in partnership with National Organization for the Reform of Marijuana Laws (NORML), Last Prisoner Project, Marijuana Policy Project, the Veterans Cannabis Project, and the Eaze Momentum Program.”
“According to information procured exclusively, the three-pronged campaign will focus on calling for federal legalization. The program also includes the creation of a mentorship plan, through which the Playboy Foundation will support entrepreneurs from groups that are underrepresented in the industry.” Remember that CEO Kohn from earlier? He wrote this recently:
https://medium.com/naked-open-letters-from-playboy/congress-must-pass-the-more-act-c867c35239ae
Seems like he really wants weed to be legal? Hmm wonder why? The writing's on the wall my friends. Playboy wants into the cannabis industry, they are making steps towards this end, and we have favorable conditions for legislative progress.
Don’t think branding your own cannabis line is profitable or worthwhile? Tell me why these 41 celebrity millionaires and billionaires are dummies. I’ll wait.
https://www.celebstoner.com/news/celebstoner-news/2019/07/12/top-celebrity-cannabis-brands/
Confirmation: I hear you. “This all seems pretty speculative. It would be wildly profitable if they pull this shift off. But how do we really know?” Watch this whole video:
https://finance.yahoo.com/video/playboy-ceo-telling-story-female-154907068.html
Man - this interview just gets my juices flowing. And highlights one of my favorite reasons for this play. They have so many different business avenues from which a catalyst could appear. I think paying attention, holding shares, and options on these staggered announcements over the next year is the way I am going to go about it. "There's definitely been a shift to direct-to-consumer," he (Kohn) said. "About 50 percent of our revenue today is direct-to-consumer, and that will continue to grow going forward.” “Kohn touted Playboy's portfolio of both digital and consumer products, with casino-style gaming, in particular, serving a crucial role under the company's new business model. Playboy also has its sights on the emerging cannabis market, from CBD products to marijuana products geared toward sexual health and pleasure.” "If THC does become legal in the United States, we have developed certain strains to enhance your sex life that we will launch," Kohn said. https://cheddar.com/media/playboy-goes-public-health-gaming-lifestyle-focus Oh? The CEO actually said it? Ok then. “We have developed certain strains…” They’re already working with growers on strains and genetics? Ok. There are several legal cannabis markets for those products right now, international and stateside. I expect Playboy licensed hemp and THC pre-rolls by EOY. Something like this: https://www.etsy.com/listing/842996758/10-playboy-pre-roll-tubes-limited?ga_order=most_relevant&ga_search_type=all&ga_view_type=gallery&ga_search_query=pre+roll+playboy&ref=sr_gallery-1-2&organic_search_click=1 Maintaining cannabis operations can be costly and a regulatory headache. Playboy’s licensing strategy allows them to pick successful, established partners and sidestep traditional barriers to entry. You know what I like about these new markets? They’re expanding. Worldwide. And they are going to be a bigger deal than they already are with or without Playboy. Who thinks weed and gambling are going away? Too many people like that stuff. These are easy markets. And Playboy is early enough to carve out their spot in each. Fuck it, read this too: https://www.forbes.com/sites/jimosman/2020/10/20/playboy-could-be-the-king-of-spacs-here-are-three-picks/?sh=2e13dcaa3e05
Numbers: You want numbers? I got numbers. As per the company’s most recent SEC filing:
“For the year ended December 31, 2019, and the nine months ended September 30, 2020, Playboy’s historical consolidated revenue was $78.1 million and $101.3 million, respectively, historical consolidated net income (loss) was $(23.6) million and $(4.8) million, respectively, and Adjusted EBITDA was $13.1 million and $21.8 million, respectively.”
“In the nine months ended September 30, 2020, Playboy’s Licensing segment contributed $44.2 million in revenue and $31.1 million in net income.”
“In the ninth months ended September 30, 2020, Playboy’s Direct-to-Consumer segment contributed $40.2 million in revenue and net income of $0.1 million.”
“In the nine months ended September 30, 2020, Playboy’s Digital Subscriptions and Content segment contributed $15.4 million in revenue and net income of $7.4 million.”
They are profitable across all three of their current business segments.
“Playboy’s return to the public markets presents a transformed, streamlined and high-growth business. The Company has over $400 million in cash flows contracted through 2029, sexual wellness products available for sale online and in over 10,000 major retail stores in the US, and a growing variety of clothing and branded lifestyle and digital gaming products.”
https://www.sec.gov/Archives/edgadata/1803914/000110465921005986/tm2034213-12_defm14a.htm#tSHCF
Growth: Playboy has massive growth in China and massive growth potential in India. “In China, where Playboy has spent more than 25 years building its business, our licensees have an enormous footprint of nearly 2,500 brick and mortar stores and 1,000 ecommerce stores selling high quality, Playboy-branded men’s casual wear, shoes/footwear, sleepwear, swimwear, formal suits, leather & non-leather goods, sweaters, active wear, and accessories. We have achieved significant growth in China licensing revenues over the past several years in partnership with strong licensees and high-quality manufacturers, and we are planning for increased growth through updates to our men’s fashion lines and expansion into adjacent categories in men’s skincare and grooming, sexual wellness, and women’s fashion, a category where recent launches have been well received.” The men’s market in China is about the same size as the entire population of the United States and European Union combined. Playboy is a leading brand in this market. They are expanding into the women’s market too. Did you know CBD toothpaste is huge in China? China loves CBD products and has hemp fields that dwarf those in the US. If Playboy expands their CBD line China it will be huge. Did you know the gambling money in Macau absolutely puts Las Vegas to shame? Technically, it's illegal on the mainland, but in reality, there is a lot of gambling going on in China. https://www.forbes.com/sites/javierhasse/2020/10/19/magic-johnson-and-uncle-buds-cbd-brand-enter-china-via-tmall-partnership/?sh=271776ca411e “In India, Playboy today has a presence through select apparel licensees and hospitality establishments. Consumer research suggests significant growth opportunities in the territory with Playboy’s brand and categories of focus.” “Playboy Enterprises has announced the expansion of its global consumer products business into India as part of a partnership with Jay Jay Iconic Brands, a leading fashion and lifestyle Company in India.” “The Indian market today is dominated by consumers under the age of 35, who represent more than 65 percent of the country’s total population and are driving India’s significant online shopping growth. The Playboy brand’s core values of playfulness and exploration resonate strongly with the expressed desires of today’s younger millennial consumers. For us, Playboy was the perfect fit.” “The Playboy international portfolio has been flourishing for more than 25 years in several South Asian markets such as China and Japan. In particular, it has strategically targeted the millennial and gen-Z audiences across categories such as apparel, footwear, home textiles, eyewear and watches.” https://www.licenseglobal.com/industry-news/playboy-expands-global-footprint-india It looks like they gave COVID the heisman in terms of net damage sustained: “Although Playboy has not suffered any material adverse consequences to date from the COVID-19 pandemic, the business has been impacted both negatively and positively. The remote working and stay-at-home orders resulted in the closure of the London Playboy Club and retail stores of Playboy’s licensees, decreasing licensing revenues in the second quarter, as well as causing supply chain disruption and less efficient product development thereby slowing the launch of new products. However, these negative impacts were offset by an increase in Yandy’s direct-to-consumer sales, which have benefited in part from overall increases in online retail sales so far during the pandemic.” Looks like the positives are long term (Yandy acquisition) and the negatives are temporary (stay-at-home orders).
https://www.sec.gov/Archives/edgadata/1803914/000110465921006093/tm213766-1_defa14a.htm
This speaks to their ability to maintain a financially solvent company throughout the transition phase to the aforementioned areas. They’d say some fancy shit like “expanded business model to encompass four key revenue streams: Sexual Wellness, Style & Apparel, Gaming & Lifestyle, and Beauty & Grooming.” I hear “we’re just biding our time with these trinkets until those dollar dollar bill y’all markets are fully up and running.” But the truth is these existing revenue streams are profitable, scalable, and rapidly expanding Playboy’s e-commerce segment around the world.
"Even in the face of COVID this year, we've been able to grow EBITDA over 100 percent and revenue over 68 percent, and I expect that to accelerate going into 2021," he said. “Playboy is accelerating its growth in company-owned and branded consumer products in attractive and expanding markets in which it has a proven history of brand affinity and consumer spend.”
Also in the SEC filing, the Time Frame:
“As we detailed in the definitive proxy statement, the SPAC stockholder meeting to vote on the transaction has been set for February 9th, and, subject to stockholder approval and satisfaction of the other closing conditions, we expect to complete the merger and begin trading on NASDAQ under ticker PLBY shortly thereafter,” concluded Kohn.
The Players: Suhail “The Whale” Rizvi (HMFIC), Ben “The Bridge” Kohn (CEO), “lil” Suying Liu & “Big” Dong Liu (Young-gun China gang). I encourage you to look these folks up. The real OG here is Suhail Rizvi. He’s from India originally and Chairman of the Board for the new PLBY company. He was an early investor in Twitter, Square, Facebook and others. His firm, Rizvi Traverse, currently invests in Instacart, Pinterest, Snapchat, Playboy, and SpaceX. Maybe you’ve heard of them. “Rizvi, who owns a sprawling three-home compound in Greenwich, Connecticut, and a 1.65-acre estate in Palm Beach, Florida, near Bill Gates and Michael Bloomberg, moved to Iowa Falls when he was five. His father was a professor of psychology at Iowa. Along with his older brother Ashraf, a hedge fund manager, Rizvi graduated from Wharton business school.” “Suhail Rizvi: the 47-year-old 'unsocial' social media baron: When Twitter goes public in the coming weeks (2013), one of the biggest winners will be a 47-year-old financier who guards his secrecy so zealously that he employs a person to take down his Wikipedia entry and scrub his photos from the internet. In IPO, Twitter seeks to be 'anti-FB'” “Prince Alwaleed bin Talal of Saudi Arabia looks like a big Twitter winner. So do the moneyed clients of Jamie Dimon. But as you’ve-got-to-be-joking wealth washed over Twitter on Thursday — a company that didn’t exist eight years ago was worth $31.7 billion after its first day on the stock market — the non-boldface name of the moment is Suhail R. Rizvi. Mr. Rizvi, 47, runs a private investment company that is the largest outside investor in Twitter with a 15.6 percent stake worth $3.8 billion at the end of trading on Thursday (November, 2013). Using a web of connections in the tech industry and in finance, as well as a hearty dose of good timing, he brought many prominent names in at the ground floor, including the Saudi prince and some of JPMorgan’s wealthiest clients.” https://www.nytimes.com/2013/11/08/technology/at-twitter-working-behind-the-scenes-toward-a-billion-dollar-payday.html Y’all like that Arab money? How about a dude that can call up Saudi Princes and convince them to spend? Funniest shit about I read about him: “Rizvi was able to buy only $100 million in Facebook shortly before its IPO, thus limiting his returns, according to people with knowledge of the matter.” Poor guy :(
He should be fine with the 16 million PLBY shares he's going to have though :)
Shuhail also has experience in the entertainment industry. He’s invested in companies like SESAC, ICM, and Summit Entertainment. He’s got Hollywood connections to blast this stuff post-merger. And he’s at least partially responsible for that whole Twilight thing. I’m team Edward btw.
I really like what Suhail has done so far. He’s lurked in the shadows while Kohn is consolidating the company, trimming the fat, making Playboy profitable, and aiming the ship at modern growing markets.
https://www.reuters.com/article/us-twitter-ipo-rizvi-insight/insight-little-known-hollywood-investor-poised-to-score-with-twitter-ipo-idUSBRE9920VW20131003
Ben “The Bridge” Kohn is an interesting guy. He’s the connection between Rizvi Traverse and Playboy. He’s both CEO of Playboy and was previously Managing Partner at Rizvi Traverse. Ben seems to be the voice of the Playboy-Rizvi partnership, which makes sense with Suhail’s privacy concerns. Kohn said this:
“Today is a very big day for all of us at Playboy and for all our partners globally. I stepped into the CEO role at Playboy in 2017 because I saw the biggest opportunity of my career. Playboy is a brand and platform that could not be replicated today. It has massive global reach, with more than $3B of global consumer spend and products sold in over 180 countries. Our mission – to create a culture where all people can pursue pleasure – is rooted in our 67-year history and creates a clear focus for our business and role we play in people’s lives, providing them with the products, services and experiences that create a lifestyle of pleasure. We are taking this step into the public markets because the committed capital will enable us to accelerate our product development and go-to-market strategies and to more rapidly build our direct to consumer capabilities,” said Ben Kohn, CEO of Playboy.
“Playboy today is a highly profitable commerce business with a total addressable market projected in the trillions of dollars,” Mr. Kohn continued, “We are actively selling into the Sexual Wellness consumer category, projected to be approximately $400 billion in size by 2024, where our recently launched intimacy products have rolled out to more than 10,000 stores at major US retailers in the United States. Combined with our owned & operated ecommerce Sexual Wellness initiatives, the category will contribute more than 40% of our revenue this year. In our Apparel and Beauty categories, our collaborations with high-end fashion brands including Missguided and PacSun are projected to achieve over $50M in retail sales across the US and UK this year, our leading men’s apparel lines in China expanded to nearly 2500 brick and mortar stores and almost 1000 digital stores, and our new men’s and women’s fragrance line recently launched in Europe. In Gaming, our casino-style digital gaming products with Scientific Games and Microgaming continue to see significant global growth. Our product strategy is informed by years of consumer data as we actively expand from a purely licensing model into owning and operating key high-growth product lines focused on driving profitability and consumer lifetime value. We are thrilled about the future of Playboy. Our foundation has been set to drive further growth and margin, and with the committed capital from this transaction and our more than $180M in NOLs, we will take advantage of the opportunity in front of us, building to our goal of $100M of adjusted EBITDA in 2025.”
https://www.businesswire.com/news/home/20201001005404/en/Playboy-to-Become-a-Public-Company
Also, according to their Form 4s, “Big” Dong Liu and “lil” Suying Liu just loaded up with shares last week. These guys are brothers and seem like the Chinese market connection. They are only 32 & 35 years old. I don’t even know what that means, but it's provocative.
https://www.secform4.com/insider-trading/1832415.htm
https://finance.yahoo.com/news/mountain-crest-acquisition-corp-ii-002600994.html
Y’all like that China money?
“Mr. Liu has been the Chief Financial Officer of Dongguan Zhishang Photoelectric Technology Co., Ltd., a regional designer, manufacturer and distributor of LED lights serving commercial customers throughout Southern China since November 2016, at which time he led a syndicate of investments into the firm. Mr. Liu has since overseen the financials of Dongguan Zhishang as well as provided strategic guidance to its board of directors, advising on operational efficiency and cash flow performance. From March 2010 to October 2016, Mr. Liu was the Head of Finance at Feidiao Electrical Group Co., Ltd., a leading Chinese manufacturer of electrical outlets headquartered in Shanghai and with businesses in the greater China region as well as Europe.”
Dr. Suying Liu, Chairman and Chief Executive Officer of Mountain Crest Acquisition Corp., commented, “Playboy is a unique and compelling investment opportunity, with one of the world’s largest and most recognized brands, its proven consumer affinity and spend, and its enormous future growth potential in its four product segments and new and existing geographic regions. I am thrilled to be partnering with Ben and his exceptional team to bring his vision to fruition.”
https://www.businesswire.com/news/home/20201001005404/en/Playboy-to-Become-a-Public-Company
These guys are good. They have a proven track record of success across multiple industries. Connections and money run deep with all of these guys. I don’t think they’re in the game to lose.
I was going to write a couple more paragraphs about why you should have a look at this but really the best thing you can do is read this SEC filing from a couple days ago. It explains the situation in far better detail. Specifically, look to page 137 and read through their strategy. Also, look at their ownership percentages and compensation plans including the stock options and their prices. The financials look great, revenue is up 90% Q3, and it looks like a bright future.
https://www.sec.gov/Archives/edgadata/1803914/000110465921005986/tm2034213-12_defm14a.htm#tSHCF
I’m hesitant to attach this because his position seems short term, but I’m going to with a warning because he does hit on some good points (two are below his link) and he’s got a sizable position in this thing (500k+ on margin, I think). I don’t know this guy but he did look at the same publicly available info and make roughly the same prediction, albeit without the in depth gambling or cannabis mention. You can also search reddit for ‘MCAC’ and very few relevant results come up and none of them even come close to really looking at this thing.
https://docs.google.com/document/d/1gOvAd6lebs452hFlWWbxVjQ3VMsjGBkbJeXRwDwIJfM/edit?usp=sharing
“Also, before you people start making claims that Playboy is a “boomer” company, STOP RIGHT THERE. This is not a good argument. Simply put. The only thing that matters is Playboy’s name recognition, not their archaic business model which doesn’t even exist anymore as they have completely repurposed their business.”
“Imagine not buying $MCAC at a 400M valuation lol. Streetwear department is worth 1B alone imo.”
Considering the ridiculous Chinese growth as a lifestyle brand, he’s not wrong.
Current Cultural Significance and Meme Value: A year ago I wouldn’t have included this section but the events from the last several weeks (even going back to tsla) have proven that a company’s ability to meme and/or gain social network popularity can have an effect. Tik-tok, Snapchat, Twitch, Reddit, Youtube, Facebook, Twitter. They all have Playboy stuff on them. Kids in middle and highschool know what Playboy is but will likely never see or touch one of the magazines in person. They’ll have a Playboy hoodie though. Crazy huh? A lot like GME, PLBY would hugely benefit from meme-value stock interest to drive engagement towards their new business model while also building strategic coffers. This interest may not directly and/or significantly move the stock price but can generate significant interest from larger players who will.
Bull Case: The year is 2025. Playboy is now the world leader pleasure brand. They began by offering Playboy licensed gaming products, including gambling products, direct to consumers through existing names. By 2022, demand has skyrocketed and Playboy has designed and released their own gambling platforms. In 2025, they are also a leading cannabis brand in the United States and Canada with proprietary strains and products geared towards sexual wellness. Cannabis was legalized in the US in 2023 when President Biden got glaucoma but had success with cannabis treatment. He personally pushes for cannabis legalization as he steps out of office after his first term. Playboy has also grown their brand in China and India to multi-billion per year markets. The stock goes up from 11ish to 100ish and everyone makes big gains buying somewhere along the way.
Bear Case: The United States does a complete 180 on marijuana and gambling. President Biden overdoses on marijuana in the Lincoln bedroom when his FDs go tits up and he loses a ton of money in his sports book app after the Fighting Blue Hens narrowly lose the National Championship to Bama. Playboy is unable to expand their cannabis and gambling brands but still does well with their worldwide lifestyle brand. They gain and lose some interest in China and India but the markets are too large to ignore them completely. The stock goes up from 11ish to 13ish and everyone makes 15-20% gains.
TL;DR: Successful technology/e-commerce investment firm took over Playboy to turn it into a porn, online gambling/gaming, sports book, cannabis company, worldwide lifestyle brand that promotes sexual wellness, vetern access, women-ownership, minority-ownership, and “pleasure for all”. Does a successful online team reinventing an antiquated physical copy giant sound familiar? No options yet, shares only for now. $11.38 per share at time of writing. My guess? $20 by the end of February. $50 by EOY. This is not financial advice. I am not qualified to give financial advice. I’m just sayin’ I would personally use a Playboy sports book app while smoking a Playboy strain specific joint and it would be cool if they did that. Do your own research. You’d probably want to start here:
WARNING - POTENTIALLY NSFW - SEXY MODELS AHEAD - no actual nudity though
https://s26.q4cdn.com/895475556/files/doc_presentations/Playboy-Craig-Hallum-Conference-Investor-Presentation-11_17_20-compressed.pdf
Or here:
https://www.mcacquisition.com/investor-relations/default.aspx
Jimmy Chill: “Get into any SPAC at $10 or $11 and you are going to make money.”
STL;DR: Buy MCAC. MCAC > PLBY couple weeks. Rocketship. Moon.
Position: 5000 shares. I will buy short, medium, and long-dated calls once available.
submitted by jeromeBDpowell to SPACs [link] [comments]

Matched Betting Extra Place Horse Racing - January 21 Profits - £4,707 on top of Full Time Job

Hi all,
I thought I would share my profits for Matched Betting Extra Place Horse Racing for Jan 21. January 2021 has turned into my best month of Matched Betting since I started way back in Summer 2018. This months profits are roughly £4,707. A life changing figure for many and a great figure seeing this is achievable on top of a full time job. Matched Betting is the only decent side hustle I have actually found, compared to doing hundreds of boring online surveys...yuck! (Unless you are a good business person / have 5 lodgers / lots of family money etc.) To see some of my other Matched Betting profits you visit my site: https://cashontheside.co.uk/
I will be investing some of my profits this month in ETF/Shares and putting into house improvements like a new drive way. In addition with Cheltenham horse festival coming up in March, I will be increasing my bank to cover liabilities.
The bulk of my profits came from Extra Place racing, large underlayed winners and BOG (best offer garuntee). Variance was certainly on my side this month and I must have had at least 10 large winners which won upwards of £1600 pounds per bet. As I underlay my bets I made more profit than If I had fully layed of the bets. About 5% of these profits came from low risk casino. After you have completed all welcome offers...in Matched Betting. Ep's become a gold mine...and I truly recommend them to anyone.
Some more of my bets this month illustrating underlayed bets and ep:
https://cashonthesidecouk.files.wordpress.com/2021/02/winnings4.jpg
https://cashonthesidecouk.files.wordpress.com/2021/02/winnings.jpg
https://cashonthesidecouk.files.wordpress.com/2021/02/another-winner.jpg

Images of one of my bets illustrative of Best offer guarantee: https://cashonthesidecouk.files.wordpress.com/2021/01/136707133_10159536662702922_8507610622687908137_o-1.jpg?w=544
For those who are starting out on their Match Betting journey in 2021 these sort of figures are achievable to you once you have experience….unfortunately this will not come overnight! I do put a lot of time into it..between 2-5 hours a day, 7 days a week sometimes. For the average person you could earn at least £500 a month.
To learn more about Match Betting please visit my article Boost Your Income with Matched Betting. Alternatively you can start an Odds Monkey free trial where they will teach you step by step and give you the calculators you need: odds monkey trial https://www.oddsmonkey.com/affiliates/affiliate.php?id=64754(affiliate) or www.oddsmonkey.com. (non affiliate)
To those with a little more experience who want to learn about Matched Betting Extra Places you can visit my guide here Extra Place Match Betting tips here or I have copied and pasted it all below.
For those with Matched Betting Experience - my guide and tips to Extra Places:
What is Extra Place Matched Betting?
Extra Places can be a very lucrative technique to learn. Extra Places are available for us to do pretty much every day, increasing the appeal. Extra Place Offers are available to all customers. This means that even if you get gubbed with a bookmaker, in most cases, you can still make money with them by Matched Betting on their Extra Place Offers.
Extra Places are considered an advanced reload offer, as they not risk-free. However once you have gained some experience on more basic horse racing offers, you can start to take advantage of the lucrative profits available. It may sound complicated but as soon as it ‘clicks’, it becomes simple. Essentially we are taking advantage of the bookies and exchanges paying out if the horse you have backed comes a certain ‘place’ in a race e.g. 4th.
Extra Places combined with additional offers such as BOG (Best Offer Guarantee) can mean additional profits. For example, you back a horse at odds of 15 and then the starting odds move up to 23. If that horse wins you win an extra x8 on your bet. You can see some real life scenarios I found of Extra Place combined with BOG below. Depending on the size of the underlay, profits below would range up to £3,000+

What is a ‘place’ in horse racing?

Quite simply a ‘place’ is the position the horse finishes a race in. For example if a horse wins a race it comes 1st, if a horse comes 2nd its 2nd. In some races with a large number of horses some bookies will pay out if a horse finishes the race in 1st, 2nd, 3rd, 4th, 5th and 6th position. Horse Racing festivals such as Cheltenham or Ascot are particularly well known for this.

What is an ‘Extra Place’ in horse racing?

Now we’ve understood what a place is in horse racing you may have probably already guessed what an ‘extra place’ is going to be! An ‘extra place’ is where the bookies add one (or more) additional places to their standard place classification on a particular race. For example they may offer to ‘pay 7 places on a race’ instead of the standard 3 places. The ‘extra place’ in this instance cover 4th, 5th, 6th and 7th.
What are my Extra Place top tips?
  1. Some of my biggest profits have come from big underlayed winners and BOG. I typically underlay most of my bets by about 20% sometimes more. If you are starting out I would underlay on the place only by about 10% to play it safe until you learn more.
  2. Don’t bet on more places than a bookmaker is offering. E.g. If the bookmaker is offering 4 places don’t bet on more than that.
  3. Whilst your learning, take horses on implied odds of at least 12 or more on a match of 80%+.
  4. Look to keep qualifying losses down. E.g. for £100 profit, £5 ql.
  5. Please note, the best odds are typically found between 10 minutes up and to race time. You have to be quick on your ‘toes’…learn to walk before you run etc. Start out on easy horse racing officers before doing extra places.
  6. You will need a bank of at least £1000+ for your exchanges, ideally more. The more you have the more of the field you can cover. You can do EP with several hundred in your exchange but you won’t be able to make bigger profits.
  7. Be consistent, don’t take risks, don’t chase your losses and learn from matched betting extra place forums.
  8. Keep the Odds Monkey up throughout the day...and check for good matches.
  9. Use Bookies Boosts to increase your odds and matches.
  10. Do not give in to your fear of missing out on offers…Tomorrow is another day.
  11. Have at least a dual monitoscreen setup. It is important to be able to see exchange, books and calcs.
How do I find Extra Places offers?
I use the the Odds Monkey Extra Place Matcher to find the best opportunities for profit. The Matcher is explained in the below video.
https://youtu.be/oOKAdiSJidg
I am also a regular visitor of the active Odds Monkey community forums. You can sign up for an Odds Monkey free trial today here today https://www.oddsmonkey.com/affiliates/affiliate.php?id=64754 www.oddsmonkey.com (non affiliate). Odds Monkey provide you with the all guides, calculators etc. I have been a member for over 2.4 years now.
Feel free to get in touch or ask below if any questions.
submitted by After-Asparagus1815 to beermoneyuk [link] [comments]

[Lets Build] Things found on an abandoned industrial Space Station

!complete
I know it's a little specific but I've always bemoaned the lack of sci-fi / sci-fantasy stuff around here so I figured I'd start with something that would be immediately useful for my Starfinder campaign. My party are getting ready to explore the bottom floors of a decommissioned industrial space station. What strangeness will they encounter?
Imagine an old mining/manufacturing space station, long abandoned and in a slowly decaying orbit around an unimportant outer rim star. In its prime maybe this place was a hub of mining and industry, pulling raw resources out of a local asteroid belt and converting them to purified, usable materials. It's been decades, maybe even centuries since this place was crewed and operational. Now it's just hideout for local space pirates and criminal syndicates... at least in the few still usable top floors. The bottom, far deeper floors however have become the lair of all manner of strangeness... nameless aliens, undead miners, and decommissioned industrial robots. Like any good dungeon, over the years this a station has been played host numerous occupants, each using this place for their own clandestine purposes. What strange going-ons have occured in this forgotten corner of the galaxy? Find out below!
Edit: Here is a link (provided by [u/World_of_Ideas]) to another similar yet different list that might be useful to anyone using an abandoned space station or space ship in their games: Things salvaged from a spaceship or spacestation

  1. Broken Down Waste Recycling Center - A large room filled with silos of sorted waste (rusty metal scraps, long dried organic materials [food and... other stuff], the remnants of cracked asteroids, etc), industrial machinery (shredders, sorters, magnetizers, atomizers, etc), and conveyor belts to transport the waste. The sole working piece of machinery still is a large bridge crane suspended from the ceiling. If the party spends time digging around, they might find a seriously damaged robot (which looks like one of the local races in this sector of space) in one of the trash heaps. The robot is missing most of its limbs, but with a little love might be brought back online to serve the party. [u/solamon77]
  2. Huge cargo elevator - This elevator has seen some better days. It can take the party deeper by a couple floors easily, but struggles to go back up. Runs a serious risk of breaking down and plunging into the depths if not repaired first. In the elevator is a large shipping container filled with rusted industrial parts. [u/solamon77]
  3. Illegal drug lab- Local space-pirates set up an illegal drug Glowdust factory here. It seems abandoned (or maybe not?). The party can gather up the remaining drugs and sell them for considerable profit or just have a couple really great party nights! Searching the lab could result in accidental exposure to the incredible psychedelic effects of Glowdust if the party isn't careful enough. Maybe there is an undead still wandering around down here, left over from when the lab went boom. He's been twisted by the long term exposure to the Glowdust and his bite cause the recipient to immediately trip balls! [u/solamon77]
  4. A strange rhythmic tapping - Every so often the party hears a strange rhythmic tapping echoing off the exposed network of pipes running through the station. It's far too regular and far too intricate to be random. What's causing it? [u/solamon77]
  5. A large fungus filled culvert - A huge culvert runs through the wall here. The culvert once piped radioactive industrial waste and is still minorly radioactive to this day. Inside grows a bunch of huge bushy fungus that might have to be cleared to pass through. The fungus glows and hisses when disturbed and might alert a local creature. [u/solamon77]
  6. Solar (or Void) Dragon's Lair - An old mother wyrm has taken up residence here to hatch her egg. She is large and glows faintly from collected sunlight. She likes how close to the sun this station has gotten and has tore off a wall to let in more light. The wyrm isn't necessarily aggressive, but she is quite hungry. Maybe the party can help... one way or another! Or perhaps if the DM wants, it's an evil Void Dragon who is spoiling for a fight. [u/solamon77]
  7. Assembly Ooze making toy dolls - The party starts coming across counterfeit dolls laying about. As they proceed further, they grow more numerous. The dolls were of a model that was quite popular a couple decades ago, but has now fallen into obscurity. Eventually the dolls are so numerous that they make movement difficult without first clearing them out. In the center of the dolls is a still functioning Assembly Ooze (a nanobot ooze that atomizes raw materials before converting and reassembling them back into a pre-programmed shape) set up long ago to counterfeit these once popular toys. The Ooze was never told to stop and has been making these dolls for decades now. Perhaps it turned on a attacked the would be counterfeiters and converted them into dolls and now it wants to do the same to the party! [u/solamon77]
  8. A large open shaft - The shaft prevents the party from moving forward. A maze of rusty old pipes provides a precarious bridge for which to cross the shaft. The pipes are barely big enough to cross by putting one foot directly in front of the other. A flammable gas wafts up from below preventing the party from using any jet packs or guns. [u/solamon77]
  9. A functioning cryo pod - A still functioning cryopod has someone (something) still asleep in it. [u/disturbednadir]
  10. The homicidal AI - The main AI that controls the facility has gone homicidal, which is why it was turned off, but when activated it starts using the security bots and turrets on the PC'S, and the best part is that the AI is programmed to always be happy and chipper. Sorta like the Heart of Gold from HHGTG, or Yes Man from Fallout new vegas. Due to the homicidal AI, they need to activate the backup AI, F.A.T.H.E.R (Facility Administrator for Total Human Emergency Response). [u/disturbednadir]
  11. Ruptured cooling tanks - The cooling tank for one of the reactors has flooded a couple of levels, so it's time to swim, like from Aliens. [u/disturbednadir]
  12. Weird gravity - The whole facility spins, using centripetal force for artificial gravity, so if they have to go to the core, they're going to have to deal with weird gravity issues. [u/disturbednadir]
  13. Conveyor Belt Ride - To get from one part of the place to another, they will have to activate processing machinery and ride the conveyor belt and have a fight sorta like the factory fight from Phantom Menace. [u/disturbednadir]
  14. Emergency Space Walk - To reach a destination, they have to go on an emergency space walk. [u/disturbednadir]
  15. A perfectly preserved corned beef sandwich - As the party gets to the front of the station, they see an air-tight bag with a squashed corned beef sandwich. This will probably be next to two astronaut skeletons. [u/Turtle-Still-Turtle]
  16. A control room with a still-functioning AI - though it can only play music. It's basically a jukebox that can tell you that your music taste is bad. [u/Turtle-Still-Turtle]
  17. A large broken airlock door - the doorway leads to the airlock, but it wont work, because one door needs to be closed for the other to open. [u/Turtle-Still-Turtle]
  18. A vandalized control room - All the screens have been coloured over with black permanent marker and the F key removed from the keyboard. A cup of mouldy zero-g coffee rotates aimlessly off to the left of the room. [u/EarthbinderUK]
  19. Sexy Time Observation Room - An observation room showing the station exterior and processing entrance. It’s filled with padded blankets and vision and smells faintly of sweat and sex. [u/EarthbinderUK]
  20. A hidey hole - a small sleeping bag and heater (now broken due to element decay) fill the floor space but some ingenious soul has use the wiring looms as bookshelves there’s more than one hundred physical hard copy books here. Some could be valuable. [u/EarthbinderUK]
  21. Failed water reclamation facility - A water reclamation facility linked to all the waste processing units on this floor. The filter died a long time ago and the stench is quite amazing as the door seal is opened. [u/EarthbinderUK]
  22. Storage warehouse - A maze of stackable crates bearing the logo of the (company, station). There is an automated hoist system built into the ceiling. Most of the crates are empty. However if anyone checks the manifest computer, they might find a few interesting things (raw ore ready for processing, station repair materials, medical supplies, a robot. On a better than average computer check they might find an entry after the station was decommissioned. The mystery crates are (pirates stash, smugglers stash) [u/World_of_Ideas]
  23. A medical station - The medical supplies have mostly been looted. However there is an auto-doc station that seems to be functional if anyone can find a way to power it. If anyone checks the med bay computer logs, they can get data on company employees and they may be a few unnamed entries dated after the station was decommissioned. [u/World_of_Ideas]
  24. An anti-grav push cart - The cart itself ran out of power long ago. It's piled with cylinders containing core samples. [u/World_of_Ideas]
  25. The main refinery - The room is filled with giant machines that crush the raw ore, separate the desired material(s) from the waste, and transfer the various materials to collection bins where they will be purified or melted into ingots. [u/World_of_Ideas]
  26. The cafeteria - To your surprise both the kitchen and dining area are spotless. It seems that there are 2 functional robots in this area, a cleaning robot and an auto-chef. Both the robots have been programed to remain in the cafeteria and will resist being removed from the area. The chef bot can create a variety of interesting meals if provided the ingredients. The pantry and freezer are currently empty. [u/World_of_Ideas]
  27. Crew Quarters - Tiny bedrooms, with a folding bed and work area and a connecting bathroom. Most of the rooms have been cleaned out. A thorough search of the rooms might reveal (odd bits of clothing, a few personal effects, blankets, a few bits of contraband, a data pad). [u/World_of_Ideas]
  28. The Pirates Trap - A room appears to contain several crates with logos from (different companies, cargo ships). The crates are empty or contain useless junk. A very high perception check will reveal an infrared sensor on the door that is not part of the original room. When anyone enters the room, there will be a delay and then all the doors will shut and lock. Then knockout gas will be pumped into the room via the air vents. If the pirates are still on the station the unconscious PCs will be searched, disarmed, and put in a cell in the security rooms for questioning. Pirates will want to know who else is here and where the PCs ship is. If the pirates are no longer in the facility, the PCs will wake up in the locked room and the station will broadcast a signal to the pirates about intruders. (Note: Trap doesn't have to be pirates; body harvesters, hostile faction listening post, infamous criminal on the run, mad scientist, pirates, rebels, slavers, smugglers). [u/World_of_Ideas]
  29. Rupturing Pipes - Without warning, the maze of pipes running along every surface begin to rattle and shake as pressure builds up inside. They creating an awful clanging sound as they clang against the dirty walls. Suddenly 1d6 of the pipes bursts open, potentially spilling their contents upon the party. (Roll a 3d6. The higher the number the more dangerous the contents of the pipes) [u/solamon77]
  30. Meteor Strike - A meteor comes plunging through the wall potentially hitting a character and opening a large fissure in the hallway. Air rushes out the opening potentially sucking characters into open space. [u/solamon77]
  31. Trash Compactor - A perfectly cubic room filled to the ceiling with industrial trash. A perception check might reveal a partially obscured sign in a different language warning not to enter this area while the compactor is active. A path through the trash has been carved over the years by some unknown creature. When midway through the maze of trash, without warning the compactor fires to life. The party has to quickly navigate through the rapidly closing passageways of trash before getting crushed to death. [u/solamon77]
  32. Remains of another adventuring group - The corpses of a long dead adventuring group are found sticking out of a heap of solidified melted slag. Seeing as they are mostly covered in slag, there isn't much to salvage from them, but perhaps an arm sticks out of the slag still holding onto a weapon or a valuable item of some sort. The arm maintains a deathgrip on the item and has to be broken out of the hand to be retrieved. A quick look around reveals a large burst pipe close to the ceiling as the culprit for the parties death. The pipe is now empty aside from melted slag buildup sticking to its insides and could provide a way forward for the PCs. They will have to squeeze their way through. [u/solamon77]
  33. The Elephant's Foot - A highly radioactive heap of corium piled along the walls of this hallway. The corium spilled from a reactor core meltdown some floors above and has spilled through melted holes in the ceiling. The intense radiation seemed to create strange pulsating multi-color will o' wisp like anomalies. They float in the hallways like pollen on a breeze. Are they radiation fey? Are they the spirits of long dead workers? Are they something different entirely? [u/solamon77]
  34. Hull Plates - A collection of meter thick metal slabs of various shapes. A few are held up by cranes and could be dropped for a devastating trap. [u/someone_back_1n_time]
  35. The Monorail - A still functioning monorail system for transporting workers to different parts of the facility or different facilities. PCs will have to figure out how to operate the stations airlock doors to allow the train to leave the station(s). Also care must be taken as to which train they choose as some of the tracks have collapsed. [u/World_of_Ideas]
  36. The Shuttlecraft - A small 6 person shuttlecraft rest on one of the rooftop landing pads. The shuttle was meant as a means to transport people and supplies between the facility and ships in orbit. It will require minor repairs and refueling to get it functional again [u/World_of_Ideas]
  37. The Hanger - A large hangar bay, large enough to hold 2 or 3 medium sized spaceships. The facility has the equipment needed to load and unload cargo, make repairs, and refuel ships. Most of the fuel tanks are empty. There may be a ship already docked here, if so they are: black ops team sent to erase the evidence of "x" / company sent to retrieve "x" / infamous criminal / looters / mad scientist / pirates / rebels / salvage company / ship that had to make emergency repairs or needed refueling / smugglers. [u/World_of_Ideas]
  38. The Crash Site - One of the shuttlecraft suffered a catastrophic malfunction and crashed into the facility. The section is sealed off by airlocks as it is now a vacuum or contains hazardous atmosphere. The shuttle itself will never fly again. However, it may be salvaged for useful parts or fuel. [u/World_of_Ideas]
  39. The Crash Site (2)- One of the shuttlecraft crashed into the facility. All the airlocks are sealed around the damage section. What at first appears to have been a horrible accident, turns out to have been a deliberate act. Underneath the wreckage are the remains of: an alien robot / a war bot / some sort of creature. If the black box is retrieved, it reveals that this was a desperate attempt to kill the thing, that tore through the rest of the facility. Damage to the facility and signs of firefights seem to support this. [u/World_of_Ideas]
  40. The Barricade - PCs come across a barricaded door, that is partially bent inwards. Someone literally welded the door shut and then welded anything metal they could find to reinforce the door. [u/World_of_Ideas]
  41. The Firefight - Your not sure what when down here, but someone got in a firefight. One side of the room is completely covered with (bullet holes, blaster marks). It seems that whoever was shooting was also retreating as the damage continues down one of the long corridors connected to the room. [u/World_of_Ideas]
  42. The Firefight (2) - The room is completely shot to hell. Two opposing walls and anything that might have been used as cover in the room is completely covered with (bullet holes, blaster marks). If conventional firearms were used, the floor is also covered in spent shells. [u/World_of_Ideas]
  43. The Hydroponics Bay - Formerly a large garden meant to offset the food cost of running the facility. Most of the plants are long dead from lack of water or light. However, one corner of the bay still seems functional. All the plants there seem healthy and alive. A successful (science, botany, medicine) check will reveal that about 1/3rd of the plants are illegal drug plants from various planets. The other plants seem to be actual food plants. [u/World_of_Ideas]
  44. Deadly Communications - At first glance the main communications array appears to be broken as it's pointing down towards the facility. Upon further inspection, it looks like someone manually pointed it at a specific section of the facility. When the PCs discover the main communications room, the discover that the system has been tuned to a specific frequency and turned up to maximum, until the system burned out. If the targeted part of the facility is investigated, they discover a horrific scene. Multiple creatures have been exploded and cooked as if being locked in a microwave set on high. [u/World_of_Ideas]
  45. Scary Spare Parts Storage - This low-ceilinged chamber is filled with all manner of disused humanoid robotic parts: heads, arms, legs, hands, tank treads, pincers, torsos, etc. They hand, covered in dust, off of a hundred metal hooks and chains suspended from the ceiling. The only light that functions in the room is a flashing red emergency light. With a successful Perception check, the party can notice strange unidentified lumps laying about the ground (the remains of other unfortunate visitors to this room). Inspecting too deep in the room causes the parts to come alive, grabbing the unfortunate adventurer, and trying to pull him deeper in the room. Eventually the parts try to rip the adventurer asunder. [u/solamon77]
  46. Floor Lines (Blue)- A painted blue line runs along the flooring through this wide industrial hallway. If followed the line leads the party through a branching series of maze-like hallways leading deeper and deeper into the station. Once they are good and lost, the Blue line eventually fades to the point where it can no longer be followed. If the party doubles back, they discover that they can no longer find where the Blue Line picks up again. Before long they hear chuckling and an impish voice echoing through the halls taunts the party, demanding some kind of payment to lead them back out again. [u/solamon77]
  47. Floor Lines (Red)- A painted red line runs along the flooring through this wide industrial hallway. If followed the line leads the party through a branching series of maze-like hallways leading deeper and deeper into the station. Eventually the line dead-ends into a large break room containing the desiccated corpses of dead factory workers. The corpses look chewed upon. Even with age, the smell of burnt tobacco clings to the yellowed walls and assaults the parties noses. An old CRT TV sits upon a perch near the ceiling and a bank of old vending machines containing all sorts of goods runs along the far wall (rotten food, cigarettes, condoms, a capsule spell machine, etc). If the party searches the room, they find a coat room containing a bunch of gift cards totaling a modest sum of money. Do the corpses come alive to protect their booty or do they just sit there enjoying their rest? Does the TV turn on scaring the party? What does it display?[u/solamon77]
  48. Floor Lines (Yellow)- A painted yellow line runs along the flooring through this wide industrial hallway. If followed the line leads the party through a branching series of maze-like hallways leading deeper and deeper into the station. Eventually the line leads to a collapsed hall preventing any further movement forward. [u/solamon77]
  49. Floor Lines (Green)- A painted green line runs along the flooring through this wide industrial hallway. If followed the line leads the party through a branching series of maze-like hallways leading deeper and deeper into the station. Eventually it becomes clear that the line is doubling back on itself at some point and the party is walking in circles. A voice echos out mocking the party for their foolishness. If the party closely inspects the trail, they can eventually figure out where the old line was erased and follow down that hallway. Eventually the green line picks up again. As they walk down the hallway, the voice becomes angrier and more threatening, promising all manner of woes if the party doesn't turn back. If they press on the green line dead-ends into a large closed metal door. Knocking down the door reveals a surveillance room filled with a bank of functioning CCTVs displaying parts of the preceding hallways and a microphone. The room seems to have been converted into living quarters for some smallish creature. The creature is missing, but it's obvious by the presence of burning cigarettes that it was here very recently. The party can loot the room to reveal a bunch of stolen treasures (and anything that was taken from them by the creature earlier [see #46 - Blue Floor Lines]), but it will no doubt piss off whoever lives here. [u/solamon77]
  50. Asteroid Cracking - A massive dome shaped room with without a floor and a scaffolding running along it's curved walls. Below is the vastness of open space. Along the top of the dome is a series of tracks upon which three giant industrial mining lasers are fixed. In the center of the room floats a huge perfectly spherical asteroid, rotating in zero-g. If the party follows the wires hanging from the mining lasers, they will see that they eventually run back to a small shielded control room on the other side of the massive chamber. The party will have to walk along the rickety scaffolding to reach the control room. From inside the control room, the party can control the mining lasers can crack the asteroid. What's inside? Precious metals easily converted to Credits? A sleeping elder creature? Nothing at all? [ u/solamon77]
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top online banks uk video

Digital-only banks Monzo and Starling came out on top for both quality of service and online banking, while high street lender First Direct took the top spot for overdraft deals. Top Banks in the UK. The UK banking industry is the fourth largest globally and the largest in Europe. There are approximately 350 banks in the United Kingdom (including 160 foreign deposit taking institutions) as well as 47 building societies who have permission to accept deposits. Coronavirus (COVID-19) banking update. Banks are offering support to customers who are affected by the coronavirus outbreak. Find out more: coronavirus payment holidays on credit cards and loans Find out more: coronavirus mortgage payment holidays Find out more: banks and building societies allowing early access to fixed-rate savings Keep on top of the latest news and advice related to the ... The top five largest banks are HSBC Holdings, Lloyds Banking Group, Royal Bank of Scotland Group, Barclays and Standard Chartered. This handful of banks have a monopoly on the supply of services to these enterprises. Let us now look at some of the history and current status of the topmost banks in the UK. #1. An online bank account allows you to access your current account and conduct transactions through the internet. Whether it's checking your balance, making a payment or transferring money between accounts, online banks lets you do it all using your computer, smartphone or tablet. Top 10 banks in Ireland Top Banks in Ireland The Irish banking system operates on a basis similar to the UK banking system. Currently, there are 64 banks in Ireland. The Central Bank of Ireland (CBI) is responsible for traditional central banking functions, such as financial regulation. The top online banks took this disadvantage and turned it into a positive, channeling their cost savings into enhanced interest rates, products and services for banking customers. The best online banks now offer a full range of personal financial products and banking services, including checking and savings accounts , money market accounts and CDs, with most having ATM access and a high APY. Online banks have seen vast growth in recent years with many turning towards them as an alternative to more traditional high street banks. Digital current account providers in the UK have some ...

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